28 Saint Michael, Dana Point, CA 92629 Property Records

Orange County property record for 28 Saint Michael, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,829 sqft · built 1987
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Mar 2017)
Tax Bill	$12,471 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`672-431-15`

Property Details

APN / Parcel Number

Primary APN	`672-431-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,829 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,500 sqft (0.08 acres)
View / Lot	Ocean
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 SAINT MICHAEL
City	DANA POINT
State	CA
Zip	92629-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12547 BLK LOT 18
Legal Subdivision	MISCELLANEOUS MAPS
Legal Tract	12547
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2006
Census Tract	42338

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 11, 2018	Deed of Trust, Mortgage · ARM FREMONT BANK
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	201794797
Prior Transfer Date	May 13, 1994
Prior Transfer Doc	0000340477
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131

Mortgage

Document Number	0000337004
Date	Oct 18, 2022
Instrument	2022000337004

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131

Mortgage

Document Number	0000056053
Date	Feb 10, 2022
Instrument	2022000056053

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350085
Date	Aug 18, 2017
Instrument	2017000350085

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333325
Date	Sep 11, 2018
Instrument	2018000333325

Lender

Name	FREMONT BANK
Type	Bank
Address	ANTIOCH, CA 94531

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345540
Date	Sep 11, 2019
Instrument	2019000345540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 7, 2017
Property Address	28 SAINT MICHAEL, DANA POINT, CA 92629-4131
Document Number	0000094797
Instrument Date	Jan 18, 2017
Instrument	94797
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$929.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SAINT MICHAEL DANA POINT CA 926294131, DANA POINT, CA 92629-4131

Mortgage

Document Number	94798
Date	Mar 7, 2017
Instrument	94798

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,306 (+2%) Land $741,659 Building $258,647
2025	$12,471.00 (+5.2%)	$980,693 (+4.04%) Land $727,117 Building $253,576
2024	$11,855.00 (+3.48%)
2023	$11,456.00 (+2.95%)	$942,612 Land $698,882 Building $243,730
2022	$11,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cityside Fiber.

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