1. Home
  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. S Kern Dr

28 S Kern Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 28 S Kern Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1979
Lot Size0.429 acres (18,700 sqft)
OwnerCompany Name on Record
Last Sale$183,500 (Apr 2022)
Tax Bill$2,005 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN797550A000

Property Details

APN / Parcel Number

Primary APN797550A000
Alternative APN
  • 4-0053-4372-10-0001.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,176 sqft
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,700 sqft (0.429 acres)
Lot Dimensions170 ft deep x 110 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number797550A000
Street Address28 S KERN DR
CityO FALLON
StateMO
Zip63366-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionOFALLON HILLS BLK 10 LOT 1
Legal SubdivisionOFALLON HILLS
Legal Block10
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group1
Census Block1009
Census Tract311907

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address530 FASHION AVE, 1408, NEW YORK, NY 10018-4972
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
LENDINGONE LLC
Apr 1, 2022Special Warranty Deed, Transfer
INVESTORS TITLE COMPANY
May 11, 2021Warranty Deed, Transfer
INVESTORS TITLE COMPANY
Dec 5, 2017Warranty Deed, Transfer
RAYMOND T & MARY E BOSCHERT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2022 · Amount on Record
Deed SaleApr 1, 2022 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number202218772
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address28 S KERN DR, O FALLON, MO 63366-3428
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 FASHION AVE 504, 504, NEW YORK, NY 10018-4890

Mortgage

Document Number0000023630
DateApr 25, 2022
Instrument2022R-023630
Lender
NameLENDINGONE LLC
TypeLending Institution
AddressBOCA RATON, FL 33431
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateApr 1, 2022
Property Address28 S KERN DR, O FALLON, MO 63366-3428
Document Number0000018772
Map ReferenceMB 6 PG 82
Instrument DateMar 29, 2022
Instrument2022R-018772
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address609 SUMMIT AVE, 609, MILL VALLEY, CA 94941-4542

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 FASHION AVE RM 504, 504, NEW YORK, NY 10018-4890
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 11, 2021
Property Address28 S KERN DR, O FALLON, MO 63366-3428
Document Number2021R040855
Map ReferenceMB 6 PG 82
Instrument DateApr 15, 2021
Instrument2021R-040855
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 S KERN DR, 28, O FALLON, MO 63366-3428

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1504
InvestorPossibly a Property Investor

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 5, 2017
Property Address28 S KERN DR, O FALLON, MO 63366-3428
Document Number0068472443
Book / Page006847 / 002443
Instrument DateNov 30, 2017
Instrument749580
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 S KERN DR O FALLON MO 633663428, O FALLON, MO 63366-3428

Mortgage

Document Number68472445
DateDec 5, 2017
Book Page006847/002445
Instrument749590
Lender
NameRAYMOND T & MARY E BOSCHERT
Address29935 STATE HIGHWAY A, WARRENTON, MO 63383-3604
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,162 (-)$164,008 (-) Building $164,008
2025$2,005.00$31,162 (+10.62%)$164,008 (+10.62%)
2023$28,170
2022$148,261 Land $40,000 Building $108,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on S Kern Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures