28 S 3rd St, Martins Ferry, OH 43935 Property Records

Belmont County property record for 28 S 3rd St, Martins Ferry, OH 43935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 1880
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Jun 1999)
Tax Bill	$62 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`24-00885-000`

Property Details

APN / Parcel Number

Primary APN	`24-00885-000`
Alternative APN	`002728-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	1,022 sqft
Upper Floors Area	1,022 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 31 ft wide
Porch	Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	002728-4
Street Address	28 S 3RD ST
City	MARTINS FERRY
State	OH
Zip	43935-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 628 .08 A 135 X 30
Legal Lot Number	628
Jurisdiction	BELMONT OH
Township / Civil Division	PEASE
Census Block Group	1
Census Block	1042
Census Tract	12100

Owner

Source: Belmont County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 492, MARTINS FERRY, OH 43935-0492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1999 · Amount on Record
Deed Sale	Jun 1, 1999 · Amount on Record
Deed Document Number	1267
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT OH
Property Address	28 S 3RD ST, MARTINS FERRY, OH 43935-1402
Document Number	0000011021
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 S 3RD ST MARTINS FERRY OH 439351402, MARTINS FERRY, OH 43935-1402

Mortgage

Document Number	0000011021
Date	Nov 12, 2019
Book Page	000873/001131
Instrument	11021

Lender

Name	UNIFIED BK
Address	MARTINS FERRY, OH 43935

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Belmont County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Belmont County
County Subdivision	Pease Township
Municipality	Martins Ferry City
Unified School District	Martins Ferry City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-17.33%) Homeowner's exemption	$11,596 (-) Land $3,000 Building $8,596
2024	$75.00 (-86.44%) Homeowner's exemption	$11,596 (-46.07%) Land $3,000 Building $8,596	$33,130 (-46.07%) Land $8,570 Building $24,560
2023	$553.00 (-3.15%) Homeowner's exemption	$21,501 (-) Land $3,028 Building $18,473
2022	$571.00 Homeowner's exemption	$21,501 Land $3,028 Building $18,473
2021			$61,430 Land $8,650 Building $52,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	25 (1978–2005)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINS FERRY PUBLIC WATER SYSTEM private · serves 6,980 people · EPA ID OH0701212
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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