28 S 3rd St, Allen, KY 41601 Property Records

Floyd County property record for 28 S 3rd St, Allen, KY 41601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,720 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$84,500 (Mar 2020)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-60-16-002.00`

Property Details

APN / Parcel Number

Primary APN	`062-60-16-002.00`
Alternative APN	`31411`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1959
Exterior Material	Masonite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	31411
Street Address	28 S 3RD ST
City	ALLEN
State	KY
Zip	41601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.23 ACRE
Jurisdiction	FLOYD KY
Township / Civil Division	MARTIN-ALLEN
Census Block Group	2
Census Block	2046
Census Tract	920801

Owner

28 S 3rd St is owned by an individual who bought it in March 2020.

Source: Floyd County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 111, BANNER, KY 41603-0111
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Deed Document Number	0000065426
Deed Book / Page	654 / 26
Record Updated	Jun 8, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	Mar 30, 2020
Property Address	28 S 3RD ST, ALLEN, KY 41601-9406
Document Number	0000654/26
Book / Page	654 / 26
Instrument Date	Mar 25, 2020
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 OLD MARE CREEK RD, 265, STANVILLE, KY 41659-7027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 111, BANNER, KY 41603-0111

Mortgage

Document Number	0000738526
Date	Mar 30, 2020
Instrument	738/526

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	456 Months
Due	Mar 25, 2058

Tax Assessment & Valuation

The 2025 property tax bill for 28 S 3rd St was $1,014.

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00	$84,500 Land $25,000 Building $59,500	$84,500 Land $25,000 Building $59,500
2023	$1,021.00	$84,500	$84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	17 (2009–2025)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 11 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 S 3rd St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRESTONSBURG CITY UTILITIES serves 26,788 people · EPA ID KY0360358
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40
T-Mobile Fixed Wireless	100 / 20