28 S 21st Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 28 S 21st Ave E, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 3,745 sqft · built 1994
Lot Size	0.277 acres (12,071 sqft)
Owner	Individual Name on Record
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Oct 2024 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1480-00220`

Property Details

APN / Parcel Number

Primary APN	`010-1480-00220`
Alternative APN	`34130`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,745 sqft Gross Area
1st Floor Area	1,557 sqft
Basement Area	710 sqft
Finished Basement	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,071 sqft (0.277 acres)

Exterior Amenities

Porch	Slab
Porch Area	359 sqft
Deck Area	16 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	34130
Street Address	28 S 21ST AVE E
City	DULUTH
State	MN
Zip	55812-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 INC PART OF VAC GREYSOLON RD ADJACENTAND INCLUDING ALL THAT PART OF VACATED BRANCHSTREET LYING ADJACENT AND WITHIN 25.5
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	52
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 S 21ST AVE E, DULUTH, MN 55812-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Transfer on Death Deed, Transfer
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2024
Transfer Doc	0001496869
Record Updated	Sep 20, 2026

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 7, 2024
Property Address	DULUTH, MN 55812
Document Number	0001496869
Instrument Date	Oct 1, 2024
Instrument	1496869
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	28 S 21ST AVE E, DULUTH, MN 55812-2102
Document Number	00A1319563
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 S 21ST AVE E DULUTH MN 558122102, DULUTH, MN 55812-2102

Mortgage

Document Number	00A1319563
Date	Oct 9, 2017
Instrument	A1319563

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00 (+3.03%)
2025	$3,172.00 (-64.15%)	$195,200 (+2.85%) Land $70,100 Building $125,100	$195,200 (+2.85%) Land $70,100 Building $125,100
2024	$8,848.00	$189,800 (-66.54%) Land $54,500 Building $135,300	$189,800 (-66.54%) Land $54,500 Building $135,300
2022		$567,300 Land $54,600 Building $512,700	$567,300 Land $54,600 Building $512,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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