Bristol City property record for 28 Rustic Ter, Bristol, CT 06010
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,771 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2023) |
| Tax Bill | $6,395 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRIS M:24 L:115 |
| Primary APN | BRIS M:24 L:115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,771 sqft Living Area |
| Gross Area | 5,624 sqft |
| 1st Floor Area | 1,252 sqft |
| Attic | Attic |
| Attic Area | 1,236 sqft |
| Basement Area | 1,252 sqft |
| Unfinished Basement | 1,252 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 63258 |
|---|---|
| Street Address | 28 RUSTIC TER |
| City | BRISTOL |
| State | CT |
| Zip | 06010-4311 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-15/R |
| Legal Lot Number | 115 |
| Jurisdiction | BRISTOL CT |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 405100 |
28 Rustic Ter, a duplex, is owned and occupied by an individual who bought it in September 2023.
Source: Bristol City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 RUSTIC TER, BRISTOL, CT 06010-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Line of Credit NEWREZ LLC |
| Sep 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY |
| Sep 29, 2023 | Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Deed Book / Page | 2266 / 1103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 28 RUSTIC TER, BRISTOL, CT 06010-4311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002318-493 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 2318/493 |
| Name | NEWREZ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 28 RUSTIC TER, BRISTOL, CT 06010-4311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02266-1133 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 2266/1133 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL CT |
| Recording Date | Sep 29, 2023 |
| Property Address | 28 RUSTIC TER, BRISTOL, CT 06010-4311 |
| Document Number | 02266-1103 |
| Book / Page | 2266 / 1103 |
| Instrument Date | Sep 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0022661106 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2266/1106 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 02266-1126 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 2266/1126 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 28 Rustic Ter was $6,395.
Source: Bristol City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Bristol City |
| Unified School District | Bristol School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,395.00 | $189,490 Land $32,270 Building $157,220 | $132,643 Land $22,589 Building $110,054 |
| 2024 | $6,395.00 (+11.2%) | ||
| 2023 | $5,751.00 (+20.9%) | $189,490 (+52.77%) Land $32,270 Building $157,220 | |
| 2022 | $4,757.00 | $124,040 Land $24,430 Building $99,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 Rustic Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 28 Rustic Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GoNetspeed, T-Mobile.
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