28 Ruggles St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 28 Ruggles St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,646 sqft · built 1900
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2019)
Tax Bill	$10,947 (2026)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0020 B:000565 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0020 B:000565 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
Gross Area	3,885 sqft
Basement Area	1,286 sqft
Unfinished Basement	1,286 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,349 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 RUGGLES ST
City	WESTBOROUGH
State	MA
Zip	01581-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	565
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1013
Census Tract	742300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Main Street Historic District (Boundary Increase II) listed 2006 · 206 contributing resources · NRIS 05001516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Ruggles St is owned and occupied by two individuals who bought it in July 2019.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 RUGGLES ST, WESTBOROUGH, MA 01581-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Jul 2, 2013 · Amount on File
Deed Book / Page	60787 / 245
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	60787-245
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Jul 30, 2019
Property Address	28 RUGGLES ST, WESTBOROUGH, MA 01581-2037
Document Number	60787-245
Book / Page	060787 / 000245
Instrument Date	Jul 25, 2019
Instrument	74104
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,824.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 RUGGLES ST WESTBOROUGH MA 015812037, WESTBOROUGH, MA 01581-2037

Tax Assessment & Valuation

The 2026 property tax bill for 28 Ruggles St was $10,947, down 0.1% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,947.00 (-0.05%)	$687,200 (+2.2%) Land $313,000 Building $374,200	$697,586 (+15.84%)
2025	$10,953.00 (+4.02%)	$672,400 (+4.78%) Land $298,200 Building $374,200	$602,205 (-1.84%)
2024	$10,530.00 (+6.69%)	$641,700 (+9.49%) Land $277,200 Building $364,500	$613,510
2023	$9,870.00	$586,100 Land $259,300 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ruggles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ruggles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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