Stafford County property record for 28 Ruby Glen Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,160 sqft · built 2019 |
| Lot Size | 3.04 acres (132,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $394,640 (May 2019) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56T-17 |
| Primary APN | 56T-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Basement Area | 886 sqft |
| Finished Basement | 590 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 132,518 sqft (3.04 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51238 |
|---|---|
| Street Address | 28 RUBY GLEN LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | LOT 17 3.0422 AC RUBY GLEN |
| Legal Subdivision | RUBY GLEN |
| Legal Lot Number | 17 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10503 |
Source: Stafford County assessment roll, APN 56T-17, as of January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY MORTGAGE |
| Jul 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| May 21, 2019 | Warranty Deed, Transfer · VA Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Deed Document Number | 190007781 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 28 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1853 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000449 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 220000449 |
| Name | AFFINITY MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 28 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1853 |
| Document Number | 200017992 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 RUBY GLEN LN FREDERICKSBURG VA 224051853, FREDERICKSBURG, VA 22405-1853 |
| Document Number | 200017992 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 17992 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 21, 2019 |
| Property Address | 28 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1853 |
| Document Number | 190007781 |
| Instrument Date | May 17, 2019 |
| Instrument | 7781 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 RUBY GLEN LN FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405 |
| Document Number | 190007782 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 7782 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll as of January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,785.00 (+18.59%) | $510,900 (+19.65%) Land $155,000 Building $355,900 | $510,900 (+19.65%) Land $155,000 Building $355,900 |
| 2023 | $4,035.00 (+13.69%) | $427,000 Land $125,000 Building $302,000 | $427,000 Land $125,000 Building $302,000 |
| 2021 | $3,549.00 |
Source: FEMA National Flood Hazard Layer, Stafford County (51179C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790105031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 41 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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