28 Royal St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 28 Royal St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,043 sqft · built 1920
Lot Size	0.45 acres (19,596 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2024)
Tax Bill	$4,139 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Sep 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`742-00017`

Property Details

APN / Parcel Number

Primary APN	`742-00017`
Alternative APN	`CHIC M:0742 P:00017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,043 sqft Living Area
Gross Area	2,218 sqft
1st Floor Area	648 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,596 sqft (0.45 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	742-00017
Street Address	28 ROYAL ST
City	CHICOPEE
State	MA
Zip	01020-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2006
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 ROYAL ST, CHICOPEE, MA 01020-4404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP
Sep 18, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202458174
Deed Book / Page	25686 / 590
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	22785-398
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 1, 2019
Property Address	28 ROYAL ST, CHICOPEE, MA 01020-4404
Document Number	22785-398
Book / Page	22785 / 398
Instrument Date	Jul 10, 2019
Instrument	42961
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 NONOTUCK AVE, CHICOPEE, MA 01013-2405

Mortgage

Document Number	42962
Date	Aug 1, 2019
Instrument	42962

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	Sep 18, 2018
Property Address	28 ROYAL ST, CHICOPEE, MA 01020-4404
Document Number	22363-131
Book / Page	022363 / 000131
Instrument Date	Jul 26, 2018
Instrument	55813
Transaction Type	Foreclosure
Record Updated	Oct 9, 2018

Transaction

Amount	Amount Recorded
Tax	$540.33
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8180 E KAISER BLVD ANAHEIM CA 928082277, ANAHEIM, CA 92808-2277
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,139.00 (+7.7%)	$271,600 (+7.14%) Land $131,300 Building $140,300	$284,482 (+8.22%)
2025	$3,843.00 (+5.29%)	$253,500 (+2.51%) Land $116,200 Building $137,300	$262,865
2024	$3,650.00 (+6.69%)	$247,300 (+9.52%) Land $114,000 Building $133,300
2023	$3,421.00	$225,800 Land $103,600 Building $122,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

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