28 Rowan Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 28 Rowan Dr, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,804 sqft · built 1968
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Nov 2017)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 26.06-2-20`

Property Details

APN / Parcel Number

Primary APN	`392203 26.06-2-20`
Alternative APNs	`220302600600020200000000` `0008945`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Basement
Porch	Enclosed Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008945
Old Parcel Number	220302600600020200000000
Street Address	28 ROWAN DR
City	GARNERVILLE
State	NY
Zip	10923-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	50.B-1-10
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3002
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 ROWAN DR, GARNERVILLE, NY 10923-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	0201735270
Deed Book / Page	2017 / 35270
Record Updated	Jun 8, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 3, 2017
Property Address	28 ROWAN DR, GARNERVILLE, NY 10923-1309
Document Number	0000035270
Instrument Date	Oct 27, 2017
Instrument	35270
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MAIN ST #10 GARNERVILLE NY 109231300, 10, GARNERVILLE, NY 10923-1300

Mortgage

Document Number	35271
Date	Nov 3, 2017
Instrument	35271

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$245,900 (-) Land $96,200 Building $149,700	$422,074 (+5.2%) Land $165,122 Building $256,952
2023	$245,900 Land $96,200 Building $149,700	$401,207 Land $156,959 Building $244,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20