Kenton County property record for 28 Ross Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1928 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (May 2004) |
| Tax Bill | $916 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-05-164.02 |
| Primary APN | 028-40-05-164.02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Finished Area |
| Gross Area | 1,569 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 28 ROSS AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOS C DRESSMAN LOT 7 RESUB OF CARPENTER & SANDFORD LOT 5 |
| Legal Subdivision | DRESSMANN JOS C |
| Legal Lot Number | 7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 64700 |
28 Ross Ave is owned and occupied by an individual who bought it in May 2004.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2004 · Amount on File |
| Deed Sale | May 3, 2004 · Amount on File |
| Deed Document Number | 200405 03 059 00444 |
| Deed Book / Page | 2158 / 90 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 28 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900104 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 236/57 |
| Instrument | 21062505900104 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 28 Ross Ave was $916.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,000 (-) Land $60,000 Building $185,000 | $245,000 (-) Land $60,000 Building $185,000 | |
| 2025 | $916.00 | $245,000 Land $60,000 Building $185,000 | $245,000 Land $60,000 Building $185,000 |
| 2023 | $997.00 | $245,000 Land $60,000 Building $185,000 | $245,000 Land $60,000 Building $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Ross Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Ross Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions.
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