28 Rosemere Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 28 Rosemere Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,992 sqft · built 1965
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Mar 2023)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422289 9.19-2-1`

Property Details

APN / Parcel Number

Primary APN	`422289 9.19-2-1`
Alternative APNs	`228900901900020010000000` `B12507`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,264 sqft
Upper Floors Area	416 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	B12507
Street Address	28 ROSEMERE RD
City	SCHENECTADY
State	NY
Zip	12302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	BONNY VIEW MANOR 2 L39 HL2G
Legal Subdivision	FERDINAND POLACH
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2002
Census Tract	32503

Owner

Source: Schenectady County and Glenville Town records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 ROSEMERE RD, BALLSTON LAKE, NY 12019-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Mar 16, 2023	Warranty Deed, Transfer
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Dec 19, 2019	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202314959
Deed Book / Page	2104 / 471
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	28 ROSEMERE RD, SCHENECTADY, NY 12302
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ROSEMERE RD, BALLSTON LAKE, NY 12019-9746

Mortgage

Document Number	0000010053
Date	Feb 25, 2022
Book Page	5204/222
Instrument	202210053

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	28 ROSEMERE RD, SCHENECTADY, NY 12302
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ROSEMERE RD, BALLSTON LAKE, NY 12019-9746

Mortgage

Document Number	0000010054
Date	Feb 25, 2022
Book Page	5204/238
Instrument	202210054

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 16, 2023
Property Address	28 ROSEMERE RD, SCHENECTADY, NY 12302
Document Number	0000014959
Book / Page	2104 / 471
Map Reference	DR 67 MAP 106
Instrument Date	Mar 6, 2023
Instrument	202314959
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Tax	$1,348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 ROSEMERE RD, BALLSTON LAKE, NY 12019-9746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROSEMERE RD, BALLSTON LAKE, NY 12019-9746

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	28 ROSEMARY DR, SCHENECTADY, NY 12304
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035710
Date	Aug 9, 2019
Book Page	4929/958
Instrument	201935710

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 19, 2019
Property Address	28 ROSEMARY DR, SCHENECTADY, NY 12304
Document Number	0000056148
Book / Page	002026 / 000746
Instrument Date	Dec 16, 2019
Instrument	56148
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	830 PLYMOUTH AVE SCHENECTADY NY 123083512, SCHENECTADY, NY 12308-3512

Mortgage

Document Number	56149
Date	Dec 19, 2019
Book Page	004961/000081
Instrument	56149

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$189,000 (-) Land $31,100 Building $157,900	$343,636 (+23.64%) Land $56,545 Building $287,091
2023	$189,000 Land $31,100 Building $157,900	$277,941 Land $45,735 Building $232,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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