Licking County property record for 28 Roga Rd, Etna, OH 43068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,925 sqft · built 1977 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $296,000 (May 2018) |
| Tax Bill | $5,581 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-017520-40.000 |
| Primary APN | 010-017520-40.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,925 sqft Living Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 1,728 sqft |
| Finished Basement | 1,089 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 59,677 sqft (1.37 acres) |
| Lot Dimensions | 191 ft deep x 228 ft wide |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 732 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28 ROGA RD |
|---|---|
| City | ETNA |
| State | OH |
| Zip | 43068-3862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-A RUSSELL HTS SUB 4TH DEV REPLAT |
| Legal Subdivision | RUSSEL HEIGHTS |
| Legal Lot Number | 1 |
| Jurisdiction | LICKING OH |
| Township / Civil Division | ETNA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 756201 |
Source: Licking County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 ROGA RD, ETNA, OH 43068-3862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC |
| May 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| May 18, 2018 | Survivorship Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Deed Document Number | 201810064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 28 ROGA RD, ETNA, OH 43068-3862 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000670 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 202401110000670 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 28 ROGA RD, ETNA, OH 43068-3862 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28 ROY DR AD, AD, ETNA, OH 43062-9456 |
| Document Number | 0000009411 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 202305300009411 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 28 ROGA RD, ETNA, OH 43068-3862 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026749 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 202010090026749 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | ENON, OH 45323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 8, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 28 ROGA RD, ETNA, OH 43068-3862 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022363 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 202008310022363 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LICKING OH |
| Recording Date | May 18, 2018 |
| Property Address | 28 ROGA RD, ETNA, OH 43068-3862 |
| Document Number | 0000010064 |
| Map Reference | MB16 PG47 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 201805180010064 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | VALMER LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 101 WINSTON WAY LOT D, D, CAMPBELLSVILLE, KY 42718-4963 |
| Document Number | 0000010065 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 201805180010065 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Licking County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Licking County |
| County Subdivision | Etna Township |
| Unified School District | Southwest Licking Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,581.00 (-31.14%) | $134,260 (-) Land $42,140 Building $92,120 | |
| 2023 | $8,105.00 Homeowner's exemption | $134,260 Land $42,140 Building $92,120 | $383,600 Land $120,400 Building $263,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 19 (1982–2026) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LICKING REGIONAL WATER DISTRICT private · serves 17,818 people · EPA ID OH4505412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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