28 Riverview Rd, Kirkwood, NY 13795 Property Records

Broome County and Kirkwood Town property record for 28 Riverview Rd, Kirkwood, NY 13795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,182 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$193,500 (Aug 2019)
Tax Bill	$3,793 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Mortgage + 2 more
APN	`033400 178.02-3-5`

Property Details

APN / Parcel Number

Primary APN	`033400 178.02-3-5`
Alternative APNs	`340017800200030050000000` `34062117400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	910 sqft
Finished Basement	910 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Width	100 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	34062117400
Street Address	28 RIVERVIEW RD
City	KIRKWOOD
State	NY
Zip	13795-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00700000040490000000
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	BROOME NY
Township / Civil Division	KIRKWOOD
Census Block Group	4
Census Block	4012
Census Tract	12600

Owner

Source: Broome County and Kirkwood Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 RIVERVIEW RD, KIRKWOOD, NY 13795-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2018	Deed of Trust, Mortgage · ARM VISIONS FCU
Aug 20, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	201925411
Deed Book / Page	2600 / 89
Prior Transfer Date	Apr 25, 2011
Prior Transfer Doc	0023430549
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	28 RIVERVIEW RD, KIRKWOOD, NY 13795-1428
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVERVIEW RD, KIRKWOOD, NY 13795-1428

Mortgage

Document Number	004228/675
Date	Sep 11, 2025
Book Page	4228/675
Instrument	202500024161

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	28 RIVERVIEW RD, KIRKWOOD, NY 13795-1428
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WARGO CT, WEST HAVERSTRAW, NY 10993-1248

Mortgage

Document Number	004103/346
Date	Oct 5, 2022
Book Page	4103/346
Instrument	202200025840

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	28 RIVERVIEW RD, KIRKWOOD, NY 13795-1428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038721472
Date	Jul 6, 2018
Book Page	3872/1472
Instrument	201800017468

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Min Rate At Change	3%
Max Rate At Change	5.99%
Index	Other
Margin	3

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	28 RIVERVIEW RD, KIRKWOOD, NY 13795-1428
Document Number	0039240959
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CHENANGO ST BINGHAMTON NY 139011711, BINGHAMTON, NY 13901-1711

Mortgage

Document Number	0039240959
Date	Aug 29, 2019
Book Page	003924/000959
Instrument	25412

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Broome County and Kirkwood Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Kirkwood Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,793.00 (+10.81%)
2025	$3,423.00 (-1.64%)	$82,400 (-) Land $11,400 Building $71,000	$151,900 (+12.45%) Land $21,015 Building $130,885
2024	$3,480.00
2023		$82,400 Land $11,400 Building $71,000	$135,082 Land $18,689 Building $116,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	72 (1979–2018)
Claims Outside the SFHA	23 of 72
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 31 claims Tropical Depression Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD CONSOLIDATED WD #1 serves 2,600 people · EPA ID NY0311206
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon.

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