Beaufort County property record for 28 River Tree Cir, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1,302 sqft · built 2004 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2018) |
| Tax Bill | $1,338 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R60003900C04550000 |
| Primary APN | R60003900C04550000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Open Porch |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 09704723 |
|---|---|
| Old Parcel Number | R60003900C04550000 |
| Street Address | 28 RIVER TREE CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT 40 BRIGHTON OAKS S/D PH I PB76 P146 PB82 PG158 |
| Legal Subdivision | BRIGHTON OAKS S/D |
| Legal Phase | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 2108 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 3, 2018 | Grant Deed, Transfer · FHA Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on Record |
| Deed Sale | Oct 3, 2018 · Amount on Record |
| Prior Sale | Feb 13, 2009 · Amount on Record |
| Deed Document Number | 2018053837 |
| Deed Book / Page | 3704 / 2363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 28 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006891 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 4111/491 |
| Instrument | 2022006891 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 3, 2018 |
| Property Address | 28 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Document Number | 0000053837 |
| Book / Page | 003704 / 002363 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 53837 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 RIVER TREE CIR BLUFFTON SC 299108210, BLUFFTON, SC 29910-8210 |
| Document Number | 53838 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 003704/002366 |
| Instrument | 53838 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2048 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,338.00 (+0.22%) | $9,090 (-14.12%) | |
| 2024 | $1,335.00 | $10,584 (-) Land $2,400 Building $8,184 | $264,600 (-) Land $60,000 Building $204,600 |
| 2023 | $1,335.00 (+8.8%) | $10,584 (+39.26%) Land $2,400 Building $8,184 | $264,600 (+39.26%) Land $60,000 Building $204,600 |
| 2022 | $1,227.00 | $7,600 Land $1,400 Building $6,200 | $190,000 Land $35,000 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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