28 River St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 28 River St, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 836 sqft · built 1950
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Aug 2023)
Tax Bill$2,779 (2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone AE (high risk)
APNWSBR M:033 L:244

Property Details

APN / Parcel Number

Primary APNWSBR M:033 L:244
Alternative APNs
  • M:033 B:244
  • 2249

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area836 sqft Living Area
Gross Area1,816 sqft
1st Floor Area620 sqft
Basement Area620 sqft
Unfinished Basement620 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address28 RIVER ST
CityWESTBROOK
StateME
Zip04092-3551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Lot Number244
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group1
Census Block1018
Census Tract2700

Owner

28 River St is owned and occupied by an individual who bought it in August 2023.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address28 RIVER ST, WESTBROOK, ME 04092-3551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
ACADEMY MORTGAGE CORP
May 17, 2017Deed of Trust, Transfer
2002 THOMAS H C TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on File
Deed SaleAug 15, 2023 · Amount on File
Prior SaleJul 6, 2017 · Amount on File
Deed Document Number202328066
Deed Book / Page40303 / 218
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateAug 15, 2023
Property Address28 RIVER ST, WESTBROOK, ME 04092-3551
Document Number0403030218
Book / Page40303 / 218
Instrument DateAug 15, 2023
Instrument28066
Transaction TypeTransfer
Record UpdatedAug 28, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 ALLEN AVE, PORTLAND, ME 04103-3742

Mortgage

Document Number0000028067
DateAug 15, 2023
Instrument28067
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2017: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address28 RIVER ST, WESTBROOK, ME 04092-3551
Document Number0341380157
Book / Page034138 / 000157
Instrument DateMay 17, 2017
Transaction TypeTransfer
Record UpdatedAug 17, 2017

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 LEDGEWOOD DR FALMOUTH ME 041051811, FALMOUTH, ME 04105-1811

Mortgage

Document Number0341380157
DateJul 6, 2017
Book Page034138/000157
Instrument31711
Lender
Name2002 THOMAS H C TRUST (PT)
Address400 ATLANTIC AVE, BOSTON, MA 02110-3331
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$2,779.00 (+10.63%)$166,600 (+20.03%) Land $70,800 Building $95,800
2022$2,512.00$138,800 Land $59,000 Building $79,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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