28 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 28 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,328 sqft · built 1999
Lot Size	0.3 acres (13,080 sqft)
Owner	2 Trust Names on File
Last Sale	$8,200,000 (Mar 2018)
Tax Bill	$97,098 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-451-16`

Property Details

APN / Parcel Number

Primary APN	`672-451-16`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	6,328 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	13,080 sqft (0.3 acres)
Garage Area	1,072 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	28 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 34
Legal Subdivision	TRACT NO. 12674
Legal Tract	12674
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

28 Ritz Cove Dr is held in a trust since April 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 RITZ COVE DR, DANA POINT, CA 92629-4227
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Intrafamily Transfer, Transfer
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 12, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Jun 22, 1998 · Amount on File
Deed Document Number	201886174
Last Transfer Date	Apr 27, 2023
Transfer Doc	0000127035
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 31, 2023
Property Address	28 RITZ COVE DR, DANA POINT, CA 92629-4227
Document Number	0000127035
Map Reference	MB 581 PG 41-46
Instrument Date	Apr 27, 2023
Instrument	2023000127035
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28 RITZ COVE DR, DANA POINT, CA 92629-4227

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 RITZ COVE DR, DANA POINT, CA 92629-4227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013576
Date	Jan 13, 2020
Instrument	2020000013576

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2018
Property Address	28 RITZ COVE DR, DANA POINT, CA 92629-4227
Document Number	0000086174
Map Reference	MB581 PG41-46
Instrument Date	Jan 3, 2017
Instrument	2018000086174
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	28 RITZ COVE DR, DANA POINT, CA 92629-4227

Mortgage

Document Number	0000086175
Date	Mar 12, 2018
Instrument	2018000086175

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ritz Cove Dr was $97,098.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$9,555,360 (+2.41%) Land $6,886,217 Building $2,669,143
2025	$97,098.00	$9,330,200 Land $6,751,193 Building $2,579,007
2023	$93,235.00 (+1.91%)	$8,967,898 Land $6,489,036 Building $2,478,862
2022	$91,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Ritz Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ritz Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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