28 Ridge View Rd, Northampton (Florence), MA 01062 Property Records

Hampshire County and Northampton City property record for 28 Ridge View Rd, Northampton, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,272 sqft · built 2018
Lot Size	0.068 acres (2,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2019)
Tax Bill	$11,853 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2021 Refinance + 3 more
APN	`NHAM M:0041 B:0063 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0041 B:0063 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	2,272 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	2,962 sqft (0.068 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 RIDGE VIEW RD
City	FLORENCE
State	MA
Zip	01062-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	63
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3045
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 RIDGE VIEW RD, FLORENCE, MA 01062-9628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 9, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Feb 22, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	201924501
Deed Book / Page	13480 / 178
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	13480-178
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014104-53
Date	May 18, 2021
Book Page	14104/53
Instrument	11926

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014294-169
Date	Oct 4, 2021
Book Page	14294/169
Instrument	24823

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014900-213
Date	Jul 5, 2023
Book Page	14900/213
Instrument	9875

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Dec 9, 2019
Property Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Document Number	13480-178
Book / Page	13480 / 178
Instrument Date	Nov 27, 2019
Instrument	24501
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628

Mortgage

Document Number	24502
Date	Dec 9, 2019
Instrument	24502

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 22, 2019
Property Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628
Document Number	13204-125
Book / Page	13204 / 125
Instrument Date	Feb 21, 2019
Instrument	2855
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIDGE VIEW RD, NORTHAMPTON, MA 01062-9628

Mortgage

Document Number	2856
Date	Feb 22, 2019
Instrument	2856

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,853.00 (+9.17%)	$850,900 (+24.15%) Land $113,900 Building $737,000	$881,125 (+4.73%)
2024			$841,320
2023	$10,857.00	$685,400 Land $103,500 Building $581,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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