28 Ridge Rd, Chester, CT 06412 Property Records

Chester Town property record for 28 Ridge Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1919
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2006)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:130`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:130`
Alternative APNs	`CSTR M:14 B:130` `00013100` `13100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	836 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,939 sqft (0.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13100
Street Address	28 RIDGE RD
City	CHESTER
State	CT
Zip	06412-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	130
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4008
Census Tract	600100

Owner

Source: Chester Town records · APN CHES M:14 B:130

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 HICKS ST, 9K, BROOKLYN, NY 11201-1640
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2006 · Amount on Record
Deed Sale	Oct 13, 2006 · Amount on Record
Prior Sale	Oct 18, 2001 · Amount on Record
Deed Book / Page	137 / 17
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	28 RIDGE RD, CHESTER, CT 06412-1139
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178-815
Date	Jul 06, 2021
Book Page	178/815

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Chester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,726.00 (+26.53%)	$174,510 (+38.78%) Land $51,590 Building $122,920	$122,157 Land $36,113 Building $86,044
2023	$3,735.00 (+0.67%)	$125,750 (-) Land $50,460 Building $75,290
2022	$3,710.00	$125,750 Land $50,460 Building $75,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 48 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.