28 Riachuelo Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 28 Riachuelo Ln, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,858 sqft · built 2014
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$406,000 (May 2026)
Tax Bill$4,729 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN071627-0010

Property Details

APN / Parcel Number

Primary APN071627-0010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area2,354 sqft
1st Floor Area1,858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area159 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 RIACHUELO LN
CitySAINT AUGUSTINE
StateFL
Zip32095-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description69/92-93 LAS CALINAS PARCEL 3A UNIT 1 PHASE 2A LOT 1 OR6361/1867
Legal Range29E
Legal Township05S
Legal Section29
Legal SubdivisionLAS CALINAS PARCEL 3A UNIT 1 PHASE 2A
Legal Phase2A
Legal Block3
Legal Lot Number1
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3021
Census Tract20606

Owner

28 Riachuelo Ln is owned and occupied by two individuals who acquired it in September 2026.

Source: St. Johns County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed, Transfer
ST JOHNS TITLE
Apr 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Oct 9, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 12, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Dec 22, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2026 · Amount on File
Deed SaleMay 12, 2026 · Amount on File
Prior SaleDec 22, 2022 · Amount on File
Deed Document Number202640603
Deed Book / Page6361 / 1867
Last Transfer DateSep 25, 2026
Transfer Doc0000082885
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateSep 30, 2026
Property Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522
Document Number0000082885
Book / Page6445 / 70
Instrument DateSep 25, 2026
Instrument202682885
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyST JOHNS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522
Transaction TypeMortgage
Record UpdatedMay 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522

Mortgage

Document Number0057381204
DateApr 12, 2023
Book Page5738/1204
Instrument2023027122
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522
Transaction TypeMortgage
Record UpdatedMay 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522

Mortgage

Document Number0060340778
DateOct 9, 2024
Book Page6034/778
Instrument2024079498
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2039

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 12, 2026
Property Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522
Document Number0063611867
Book / Page6361 / 1867
Instrument DateMay 6, 2026
Instrument2026.40603
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287,042.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522

Mortgage

Document Number0000040604,
DateMay 12, 2026
Book Page6361/1869
Instrument2026.40604
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 22, 2022
Property Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522
Document Number0056831387
Book / Page5683 / 1387
Map ReferenceMB 69 PG 92&93
Instrument DateDec 19, 2022
Instrument2022114651
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address344 LOS CAMINOS ST, ST AUGUSTINE, FL 32095-7411

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8522

Mortgage

Document Number0056831389
DateDec 22, 2022
Instrument5683/1389
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Riachuelo Ln was $4,729, up 1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,192 (-3.27%) Land $95,000 Building $258,192$353,192 (-3.27%) Land $95,000 Building $258,192
2025$4,729.00 (+9.98%) Homeowner's exemption$365,113$365,113 Land $115,000 Building $250,113
2024$4,300.00 (-1.17%)
2023$4,351.00 (+100.6%) Homeowner's exemption$362,118 (+90.22%)$362,118 (+7.02%) Land $110,000 Building $252,118
2022$2,169.00 Homeowner's exemption$190,366$338,352 Land $95,200 Building $243,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Riachuelo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 221 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Riachuelo Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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