28 Red Bridge Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 28 Red Bridge Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,057 sqft · built 1987
Lot Size	1.41 acres (61,437 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Apr 2013)
Tax Bill	$8,784 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 156 177`

Property Details

APN / Parcel Number

Primary APN	`MAP 156 177`
Alternative APN	`WILB M:9900 B:29 L:4025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,057 sqft Living Area
Gross Area	4,563 sqft
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Unfinished Basement	112 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	61,437 sqft (1.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 156 177
Street Address	28 RED BRIDGE RD
City	WILBRAHAM
State	MA
Zip	01095-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Subdivision	RED BRIDGE TRUST
Legal Block	29
Legal Lot Number	4025
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	4
Census Block	4001
Census Tract	813601

Owner

28 Red Bridge Rd is owned and occupied by an individual who bought it in April 2013.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 RED BRIDGE RD, WILBRAHAM, MA 01095-1218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2013 · Amount on File
Deed Sale	Apr 16, 2013 · Amount on File
Prior Sale	Apr 16, 2013 · Amount on File
Deed Document Number	201323449
Deed Book / Page	19776 / 390
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	28 RED BRIDGE RD, WILBRAHAM, MA 01095-1218
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026002-521
Date	Aug 27, 2025
Book Page	26002/521
Instrument	40091

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	28 RED BRIDGE RD, WILBRAHAM, MA 01095-1218
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23679-356
Date	Jan 29, 2021
Book Page	23679/356
Instrument	6551

Lender

Name	AMERICAN FINANCING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	28 RED BRIDGE RD, WILBRAHAM, MA 01095-1218
Document Number	23101-510
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RED BRIDGE RD WILBRAHAM MA 010951218, WILBRAHAM, MA 01095-1218

Mortgage

Document Number	23101-510
Date	Feb 26, 2020
Book Page	023101/000510
Instrument	10431

Lender

Name	AMERICAN FINANCING AMERICAN FINANCING
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 28 Red Bridge Rd was $8,784, up 3% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,784.00 (+3.04%)	$503,400 (+5.58%) Land $96,100 Building $407,300	$531,401 (-8.85%)
2025	$8,525.00 (+3.21%)	$476,800 (+6.79%) Land $96,100 Building $380,700	$583,015 (+0.23%)
2024	$8,260.00 (+9.77%)	$446,500 (+10.96%) Land $96,100 Building $350,400	$581,685
2023	$7,525.00	$402,400 Land $96,100 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Red Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Red Bridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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