28 Quarry Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 28 Quarry Ln, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,942 sqft · built 1985
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2014)
Tax Bill	$15,261 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:009.0 P:0028-0013.0`

Property Details

APN / Parcel Number

Primary APN	`M:009.0 P:0028-0013.0`
Alternative APNs	`HARV M:9 B:28 L:13` `1250090002800130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,942 sqft Living Area
Gross Area	6,952 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	147,233 sqft (3.38 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250090002800130
Street Address	28 QUARRY LN
City	HARVARD
State	MA
Zip	01451-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Legal Lot Number	13
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1007
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 QUARRY LN, HARVARD, MA 01451-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 23, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2014 · Amount on Record
Deed Sale	Nov 28, 2014 · Amount on Record
Deed Book / Page	53093 / 226
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	28 QUARRY LN, HARVARD, MA 01451-1209
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068236-164
Date	Sep 20, 2022
Book Page	68236/164
Instrument	102876

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	28 QUARRY LN, HARVARD, MA 01451-1209
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066147-349
Date	Sep 27, 2021
Book Page	66147/349
Instrument	134716

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	28 QUARRY LN, HARVARD, MA 01451-1209
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071188-336
Date	Oct 23, 2024
Book Page	71188/336
Instrument	86901

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	28 QUARRY LN, HARVARD, MA 01451-1209
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66147-349
Date	Sep 27, 2021
Book Page	66147/349
Instrument	134716

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	28 QUARRY LN, HARVARD, MA 01451-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62411-305
Date	May 18, 2020
Book Page	62411/305
Instrument	50230

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,261.00 (+1.77%)	$961,600 (+0.35%) Land $348,500 Building $613,100	$930,525 (-)
2025	$14,996.00 (+3.06%)	$958,200 (-1.88%) Land $348,500 Building $609,700	$930,525 (+2.02%)
2024	$14,551.00 (+5.4%)	$976,600 (+17.51%) Land $335,100 Building $641,500	$912,095
2023	$13,805.00	$831,100 Land $299,700 Building $531,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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