28 Prospect St, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 28 Prospect St, Augusta, ME 04330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1900
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18305`

Property Details

APN / Parcel Number

Primary APN	`18305`
Alternative APN	`AUGU M:00028 B:00127 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	930 sqft
Basement Area	354 sqft
Unfinished Basement	354 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18305
Street Address	28 PROSPECT ST
City	AUGUSTA
State	ME
Zip	04330-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FULLER FIELD
Legal Block	127
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1004
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winthrop Street Historic District listed 2001 · 183 contributing resources · NRIS 01000815
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Prospect St is owned and occupied by an individual.

Source: Kennebec County and Augusta City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	28 PROSPECT ST, AUGUSTA, ME 04330-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage CONNECTED CU
Oct 25, 2018	Deed of Trust, Mortgage CONNECTED CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	28 PROSPECT ST, AUGUSTA, ME 04330-5026
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017025792
Date	Oct 30, 2017
Book Page	12760/0083
Instrument	2017025792

Lender

Name	CONNECTED CU

Agreement

Amount	Amount on Record
Term	121 Months
Due	Nov 17, 2027

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	28 PROSPECT ST, AUGUSTA, ME 04330-5026
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018025207
Date	Oct 25, 2018
Book Page	13065/0071
Instrument	2018025207

Lender

Name	CONNECTED CU

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Prospect St was $2,130, up 2.5% from the year before.

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (+2.5%)	$87,300 (-) Land $21,700 Building $65,600
2024	$2,078.00 (+3.69%)	$87,300 (-) Land $21,700 Building $65,600
2023	$2,004.00 (+4.7%)	$87,300 (-) Land $21,700 Building $65,600	$288,325
2022	$1,914.00	$87,300 Land $21,700 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Prospect St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	24 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 5 claims Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures