28 Prospect Ave, Massena, NY 13662 Property Records

St. Lawrence County and Massena Town property record for 28 Prospect Ave, Massena, NY 13662

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,348 sqft · built 1953
Lot Size0.317 acres (13,818 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (Oct 2019)
Tax Bill$5,312 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Jun 2018 Mortgage
APN405801 9.066-6-20

Property Details

APN / Parcel Number

Primary APN405801 9.066-6-20
Alternative APN
  • 580100906600060200000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,818 sqft (0.317 acres)
Lot Dimensions141 ft deep x 98 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPatio
Porch Area616 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number405801 9.066-6-20
Street Address28 PROSPECT AVE
CityMASSENA
StateNY
Zip13662-1744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block6
Legal Lot Number20.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionMASSENA
Census Block Group3
Census Block3007
Census Tract490200

Owner

Source: St. Lawrence County and Massena Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 PROSPECT AVE, MASSENA, NY 13662-1744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2019Warranty Deed, Transfer · Conventional Mortgage
KEYBANK USA
Jun 21, 2018Deed of Trust, Mortgage
MASSENA S&L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2019 · Amount on Record
Deed SaleOct 1, 2019 · Amount on Record
Prior SaleApr 11, 2016 · Amount on Record
Deed Document Number201914288
Prior Transfer DateMar 17, 2016
Prior Transfer Doc0000003983
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateOct 1, 2019
Property Address28 PROSPECT AVE, MASSENA, NY 13662-1744
Document Number0000014288
Instrument DateSep 17, 2019
Instrument14288
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$452.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 WESTWOOD DR MASSENA NY 136621794, MASSENA, NY 13662-1794

Mortgage

Document Number14289
DateOct 1, 2019
Instrument14289
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address28 PROSPECT AVE, MASSENA, NY 13662-1744
Document Number0000007887
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedJul 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 PROSPECT AVE MASSENA NY 136621744, MASSENA, NY 13662-1744

Mortgage

Document Number0000007887
DateJun 27, 2018
Instrument7887
Lender
NameMASSENA S&L
AddressMASSENA, NY 13662
Agreement
AmountAmount Recorded
Term180 Months
DueJun 26, 2033

Tax Assessment & Valuation

Source: St. Lawrence County and Massena Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionMassena Town
MunicipalityMassena Village
Unified School DistrictMassena Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,312.00$104,000 (-) Land $26,500 Building $77,500$131,646 (+3.8%) Land $33,544 Building $98,102
2023$104,000 Land $26,500 Building $77,500$126,829 Land $32,317 Building $94,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASSENA VILLAGE
serves 16,729 people · EPA ID NY4404390
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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