28 Prescient St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 28 Prescient St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,411 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Sep 2022)
Tax Bill	$5,851 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`535-06-00-054`

Property Details

APN / Parcel Number

Primary APN	`535-06-00-054`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,411 sqft Living Area
1st Floor Area	1,095 sqft
Upper Floors Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Terrain	High
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	265 sqft
Shed	1 Shed
Shed Area	183 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	28 PRESCIENT ST
City	MOUNT PLEASANT
State	SC
Zip	29464-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -I ON PHASE I-A DESCRIPTION -LOT 26
Legal Subdivision	A
Legal Phase	I-A
Legal Lot Number	26
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1031
Census Tract	4621

Owner

28 Prescient St is owner-occupied and held in a trust since January 2025.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 PRESCIENT ST, MOUNT PLEASANT, SC 29464-2663
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP
Feb 14, 2022	Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 26, 2019	Grant Deed, Transfer · Line of Credit JP MORGAN CHASE BK
May 22, 2018	Warranty Deed, Transfer · VA Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Feb 14, 2022 · Amount on File
Deed Book / Page	1135 / 515
Last Transfer Date	Jan 28, 2025
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 6, 2022
Property Address	28 PRESCIENT ST, MOUNT PLEASANT, SC 29464-2663
Document Number	0011350515
Book / Page	1135 / 515
Map Reference	MB EC PG 258
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PRESCIENT ST, MT PLEASANT, SC 29464-2663

Mortgage

Document Number	0001135516
Date	Sep 6, 2022
Instrument	1135/516

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 14, 2022
Property Address	28 PRESCIENT ST, MOUNT PLEASANT, SC 29464-2663
Document Number	0010780295
Book / Page	1078 / 295
Map Reference	MB EC PG 258
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	28 PRESCIENT ST, MOUNT PLEASANT, SC 29464-2663

Mortgage

Document Number	0001078298
Date	Feb 14, 2022
Instrument	1078/298

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 26, 2019
Property Address	28 PRESCIENT ST, MOUNT PLEASANT, SC 29464-2663
Document Number	0811/0758
Book / Page	000811 / 000758
Instrument Date	Jul 25, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 PRESCIENT ST MOUNT PLEASANT SC 294642663, MOUNT PLEASANT, SC 29464-2663

Mortgage

Document Number	811/0766
Date	Jul 26, 2019
Book Page	000811/000766

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 22, 2018
Property Address	28 PRESCIENT ST, MOUNT PLEASANT, SC 29464-2663
Document Number	0720/0657
Book / Page	000720 / 000657
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 STATE ST CHARLESTON SC 294012819, CHARLESTON, SC 29401-2819

Mortgage

Document Number	720/0658
Date	May 22, 2018
Book Page	000720/000658

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28 Prescient St was $5,851, up 4.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,851.00 (+4.86%)	$1,593,400 (+2,555.67%) Land $900,000 Building $693,400	$1,593,400 Land $900,000 Building $693,400
2024	$5,580.00	$60,000
2022	$3,148.00	$35,400	$885,000 Land $400,000 Building $485,000
2020			$1,500,000 Land $900,000 Building $600,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Prescient St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	219 units insured incl. 6 condo units
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Prescient St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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