Camden County property record for 28 Portage Ln, Roach, MO 65787 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,787 sqft · built 2003 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 14 1.0 01.0 004.0 001 045.000 |
| Primary APN | 14 1.0 01.0 004.0 001 045.000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,787 sqft Gross Area |
| 1st Floor Area | 1,948 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 40 ft deep x 52 ft wide |
| Garage Area | 566 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28 PORTAGE LN |
|---|---|
| City | ROACH |
| State | MO |
| Zip | 65787-7765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B |
| Legal Range | 18W |
| Legal Township | 38N |
| Legal Section | 01 |
| Legal Subdivision | PORTAGE PARK UNIT 3 LOTS 1,2 & 3 2ND AMD |
| Legal Lot Number | B |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | RUSSELL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950801 |
Source: Camden County records · APN 14 1.0 01.0 004.0 001 045.000
Assessment roll updated November 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 PORTAGE LN, ROACH, MO 65787-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 |
| Deed Sale | Jul 10, 2023 |
| Prior Sale | Aug 19, 2020 |
| Deed Book / Page | 887 / 434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 28 PORTAGE LN, ROACH, MO 65787-7765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28 PORTAGE LN, ROACH, MO 65787-7765 |
| Document Number | 000357/266 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 357/266 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Oct 28, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 28 PORTAGE LN, ROACH, MO 65787-7765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28 PORTAGE LN, ROACH, MO 65787-7765 |
| Document Number | 000346/977 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 346/977 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | Macks Creek R-V School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,736.00 (+2.28%) | $51,970 (-) | $273,526 (-) |
| 2023 | $51,970 (-) | $273,526 (-) | |
| 2022 | $2,675.00 | $51,970 | $273,526 |
Source: FEMA National Flood Hazard Layer, Camden County (29029C), updated April 17, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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