Lake County property record for 28 Point Pl, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,120 sqft · built 1998 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,267 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-11-221-007 |
| Primary APN | 05-11-221-007 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 3,032 sqft |
| 1st Floor Area | 1,198 sqft |
| Upper Floors Area | 922 sqft |
| Basement Area | 922 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | Deck Area |
| Patio Area | 696 sqft |
| Cooling System | Central |
|---|
| Street Address | 28 POINT PL |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POINT PLACE SUB; LOT 13 |
| Legal Subdivision | POINT PLACE SUB |
| Legal Lot Number | 13 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 860903 |
28 Point Pl is owned and occupied by two individuals who acquired it in April 1999.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 POINT PL, FOX LAKE, IL 60020-1881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jun 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 1999 |
| Deed Sale | Jan 28, 1999 |
| Prior Sale | Oct 15, 1998 · Amount on File |
| Deed Document Number | 19994287723 |
| Last Transfer Date | Apr 2, 1999 |
| Transfer Doc | 0004348507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 28 POINT PL, FOX LAKE, IL 60020-1881 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 28 POINT PL, FOX LAKE, IL 60020-1881 |
| Investor | Possibly a Property Investor |
| Document Number | 0007756057 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 7756057 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 28 POINT PL, FOX LAKE, IL 60020-1881 |
| Document Number | 0007569094 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 POINT PL FOX LAKE IL 600201881, FOX LAKE, IL 60020-1881 |
| Document Number | 0007569094 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 7569094 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate | 3.87% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Gavin School District 37 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,515 Land $15,203 Building $103,312 | $355,581 Land $45,614 Building $309,967 | |
| 2024 | $5,267.00 (-16.29%) | ||
| 2023 | $6,292.00 (-2.49%) | $98,555 (+12.01%) Land $13,263 Building $85,292 | $295,695 (+12.01%) Land $39,793 Building $255,902 |
| 2022 | $6,453.00 | $87,985 Land $9,420 Building $78,565 | $263,982 Land $28,263 Building $235,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Point Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 47 (1979–2026) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Point Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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