28 Poinsettia Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 28 Poinsettia Dr, Ormond Beach, FL 32176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1956
Lot Size	0.16 acres (7,006 sqft)
Owner	Owner Name on Record
Last Sale	$61,250 (Apr 2009)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-14-00-0460`

Property Details

APN / Parcel Number

Primary APN	`4203-14-00-0460`
Alternative APNs	`32140314000460` `3026527.0` `3026527`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1984
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,006 sqft (0.16 acres)
Lot Dimensions	113 ft deep x 62 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3026527.0
Old Parcel Number	32140314000460
Street Address	28 POINSETTIA DR
City	ORMOND BEACH
State	FL
Zip	32176-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 46 ORMOND BY THE SEA PLAT 7 MB 23 PG 20 PER OR 4949 PG 3174 PER OR 6316 PG 2165 PER OR 6324 PGS 3450-3451 PER OR 6344 PGS
Legal Range	32E
Legal Township	14S
Legal Section	03
Legal Subdivision	ORMOND
Legal Tract	14
Legal Lot Number	46
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	2
Census Block	2005
Census Tract	80300

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	28 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2009 · Amount on Record
Deed Sale	Apr 20, 2009 · Amount on Record
Prior Sale	Apr 20, 2009 · Amount on Record
Deed Document Number	2009-068598
Deed Book / Page	6344 / 0792
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	28 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075041147
Date	Feb 6, 2018
Book Page	7504/1147
Instrument	2018-024166

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (-6.92%) Homeowner's exemption	$119,392 (+5.99%)	$261,078 (-0.84%) Land $119,133 Building $141,945
2023	$1,632.00 (+3.88%) Homeowner's exemption	$112,649 (+3%)	$263,301 (+18.12%) Land $109,694 Building $153,607
2022	$1,571.00 Homeowner's exemption	$109,368	$222,919 Land $87,885 Building $135,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 units insured incl. 112 condo units
Nearby Flood Claims	86 (1979–2024)
Claims Outside the SFHA	77 of 86
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Matthew, Oct 2016 · 7 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20