28 Ploch Rd, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 28 Ploch Rd, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Oct 2024)
Tax Bill	$8,985 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00026-07-00015`

Property Details

APN / Parcel Number

Primary APN	`02-00026-07-00015`
Alternative APNs	`0200026000700015` `0200026700015`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0200026700015
Street Address	28 PLOCH RD
City	CLIFTON
State	NJ
Zip	07013-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Subdivision	BOBBINK VILLAGE SEC 03
Legal Block	26.7
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1009
Census Tract	124202

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 PLOCH RD, CLIFTON, NJ 07013-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2024	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 30, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Feb 26, 2008 · Amount on Record
Deed Document Number	202434174
Deed Book / Page	4795 / 131
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	28 PLOCH RD, CLIFTON, NJ 07013-1437
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PLOCH RD, CLIFTON, NJ 07013-1437

Mortgage

Document Number	0000028478
Date	Sep 6, 2023
Book Page	M18618/8
Instrument	2023028478

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	28 PLOCH RD, CLIFTON, NJ 07013-1437
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020521
Date	Apr 11, 2022
Book Page	M17928/237
Instrument	2022020521

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 30, 2024
Property Address	28 PLOCH RD, CLIFTON, NJ 07013-1437
Document Number	0000034174
Book / Page	D4795 / 131
Instrument Date	Sep 9, 2024
Instrument	2024034174
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 VAN HOUTEN AVE, CLIFTON, NJ 07013-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 PLOCH RD, CLIFTON, NJ 07013-1437

Mortgage

Document Number	0000034175
Date	Oct 30, 2024
Instrument	2024034175

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	28 PLOCH RD, CLIFTON, NJ 07013-1437
Document Number	0000037994
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PLOCH RD CLIFTON NJ 070131437, CLIFTON, NJ 07013-1437

Mortgage

Document Number	0000037994
Date	Aug 28, 2019
Book Page	000753/000035
Instrument	37994

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Aug 27, 2059

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,800 (+2.86%) Land $95,000 Building $55,800	$150,800 (+2.86%) Land $95,000 Building $55,800
2025	$8,985.00 (+3.25%)	$146,600 (-) Land $95,000 Building $51,600	$146,600 (-) Land $95,000 Building $51,600
2024	$8,702.00 (+3.97%)
2023		$146,600 Land $95,000 Building $51,600	$146,600 Land $95,000 Building $51,600
2022	$8,370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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