28 Pine Straw Dr, Midway, FL 32343 Property Records

Gadsden County property record for 28 Pine Straw Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Mar 2019)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000L-0020`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000L-0020`
Alternative APN	`1234650000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	12 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28 PINE STRAW DR
City	MIDWAY
State	FL
Zip	32343-4284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 859 P 1565 OR 848 P 1803 OR
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	L
Legal Lot Number	2
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2041
Census Tract	20600

Owner

Source: Gadsden County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 20, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jun 21, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20192488
Deed Book / Page	859 / 1565
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Recording Date	Jun 22, 2026
Property Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284
Document Number	0000004017
Book / Page	984 / 1707
Instrument Date	Jun 12, 2026
Instrument	20264017
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004017,
Date	Jun 22, 2026
Book Page	984/1707
Instrument	20264017

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284

Mortgage

Document Number	0008831616
Date	Sep 28, 2020
Book Page	883/1616
Instrument	200007036

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GADSDEN FL
Recording Date	Mar 20, 2019
Property Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284
Document Number	0008591565
Book / Page	000859 / 001565
Instrument Date	Mar 15, 2019
Instrument	2488
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PINE STRAW DR MIDWAY FL 323434284, MIDWAY, FL 32343-4284

Mortgage

Document Number	8591567
Date	Mar 20, 2019
Book Page	000859/001567
Instrument	2489

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

June 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GADSDEN FL
Recording Date	Jun 21, 2018
Property Address	28 PINE STRAW DR, MIDWAY, FL 32343-4284
Document Number	0008481803
Book / Page	000848 / 001803
Instrument Date	May 25, 2018
Instrument	4534
Transaction Type	Foreclosure
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,585.00 (+3.57%) Homeowner's exemption	$180,001 (+2.9%)	$188,347 (+3.94%) Land $40,500 Building $147,847
2024	$2,496.00 (+2.59%) Homeowner's exemption	$174,929 (+3%)	$181,204 (+6.69%) Land $37,000 Building $144,204
2023	$2,433.00 (-11.37%) Homeowner's exemption	$169,834 (+7.53%) Land $30,000 Building $139,834	$169,834 (+7.53%) Land $30,000 Building $139,834
2022	$2,745.00	$157,941 Land $22,000 Building $135,941	$157,941 Land $22,000 Building $135,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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