Santa Cruz County property record for 28 Pima St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,449 sqft · built 2004 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $568,000 (Nov 2004) |
| Tax Bill | $10,002 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-643-16 |
| Primary APN | 018-643-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,449 sqft Living Area |
| Gross Area | 2,908 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28 PIMA ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-6656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TRACT NO 1442 |
| Legal Lot Number | 200 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 110402 |
28 Pima St is owned and occupied by two individuals who bought it in November 2004.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Sep 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2004 · Amount on File |
| Deed Sale | Nov 12, 2004 · Amount on File |
| Deed Document Number | 200480603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Document Number | 0000015665 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023-0015665 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000001823 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020-0001823 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Document Number | 0000000586 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-0000586 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Document Number | 0000008170 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28 PIMA ST WATSONVILLE CA 950766656, WATSONVILLE, CA 95076-6656 |
| Document Number | 0000008170 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 8170 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 28 PIMA ST, WATSONVILLE, CA 95076-6656 |
| Document Number | 0000029373 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28 PIMA ST WATSONVILLE CA 950766656, WATSONVILLE, CA 95076-6656 |
| Document Number | 0000029373 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 29373 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TN 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2048 |
The 2025 property tax bill for 28 Pima St was $10,002 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $806,230 (+2%) Land $483,737 Building $322,493 | ||
| 2025 | $10,002.00 Homeowner's exemption | $790,422 Land $474,252 Building $316,170 | |
| 2023 | $8,862.00 (+1.78%) Homeowner's exemption | $759,729 Land $455,836 Building $303,893 | $772,380 |
| 2022 | $8,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Pima St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Pima St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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