28 Phoenix St, Central Falls, RI 02863 Property Records

Central Falls City property record for 28 Phoenix St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	9 bd · 3 ba · 3,234 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Jul 2018)
Tax Bill	$6,598 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-0816-00`

Property Details

APN / Parcel Number

Primary APN	`23-0816-00`
Alternative APN	`CENT M:07 P:184`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,234 sqft Living Area
Gross Area	4,802 sqft
1st Floor Area	1,174 sqft
Basement Area	1,154 sqft
Unfinished Basement	1,154 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	23-0816-00
Street Address	28 PHOENIX ST
City	CENTRAL FALLS
State	RI
Zip	02863-1814
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-2
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	1
Census Block	1007
Census Tract	11000

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 PHOENIX ST, CENTRAL FALLS, RI 02863-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage RHODE ISLAND HOUSE & MORTGAGE FINAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	20181065
Deed Book / Page	938 / 214
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Recording Date	Apr 1, 2026
Property Address	28 PHOENIX ST, CENTRAL FALLS, RI 02863-1814
Document Number	0000000419
Book / Page	1114 / 212
Instrument Date	Mar 24, 2026
Instrument	2026419
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PHOENIX ST, CENTRAL FALLS, RI 02863-1814

Mortgage

Document Number	001114-212,
Date	Apr 1, 2026
Book Page	1114/212
Instrument	2026419

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	313 Months
Due	May 1, 2052

Interest

Rate	5.98%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	28 PHOENIX ST, CENTRAL FALLS, RI 02863-1814
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001032-61
Date	May 25, 2022
Book Page	1032/61
Instrument	769

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	28 PHOENIX ST, CENTRAL FALLS, RI 02863-1814
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000964-186
Date	Oct 29, 2019
Book Page	964/186
Instrument	1436

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Jul 27, 2018
Property Address	28 PHOENIX ST, CENTRAL FALLS, RI 02863-1814
Document Number	000938-214
Book / Page	938 / 214
Instrument	1065
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0009380217
Date	Jul 27, 2018
Instrument	00938/0217

Lender

Name	RHODE ISLAND HOUSE & MORTGAGE FINAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2048

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,598.00 (-4.04%)	$499,500 (+34.75%) Land $120,000 Building $379,500
2023	$6,876.00 (+6.24%)	$370,700 (-) Land $85,000 Building $285,700
2022	$6,472.00	$370,700 Land $85,000 Building $285,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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