Bergen County and Upper Saddle River Borough property record for 28 Overbrook Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,354 sqft · built 1963 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $950,000 (Aug 2024) |
| Tax Bill | $13,429 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01009-0000-00004 |
| Primary APN | 63-01009-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,354 sqft Living Area |
| 1st Floor Area | 2,354 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 125200 |
|---|---|
| Street Address | 28 OVERBROOK RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Block | 1009 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| May 2, 2022 | Bargain and Sale Deed, Transfer · Commercial Mortgage SHARESTATES INVESTMENTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 202447280 |
| Deed Book / Page | 5296 / 1545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 10, 2026 |
| Property Address | 28 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Document Number | 0000046809 |
| Book / Page | 5844 / 81 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202646809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 28 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Document Number | 0000046809, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 5844/81 |
| Instrument | 202646809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 2, 2022 |
| Property Address | 28 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Document Number | 0046690192 |
| Book / Page | 4669 / 192 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022047060 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,294.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 E CENTER ST, 155, MIDLAND PARK, NJ 07432-1680 |
| Name | Verified Name |
|---|---|
| Address | 28 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Document Number | 2022047061 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022047061 |
| Name | SHARESTATES INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,500 (-) Land $359,400 Building $159,100 | $518,500 (-) Land $359,400 Building $159,100 | |
| 2025 | $13,429.00 (+1.73%) | $518,500 (-) Land $359,400 Building $159,100 | $518,500 (-) Land $359,400 Building $159,100 |
| 2024 | $13,201.00 (+2.96%) | ||
| 2023 | $518,500 Land $359,400 Building $159,100 | $518,500 Land $359,400 Building $159,100 | |
| 2022 | $12,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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