28 Otter Pond Pl, Spring, TX 77381 Property Records

Montgomery County property record for 28 Otter Pond Pl, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,290 sqft · built 1989
Lot Size0.209 acres (9,084 sqft)
Owner2 Individual Names on Record
Last Sale$146,800 (Jun 1994)
Tax Bill$4,455 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9722-00-09000

Property Details

APN / Parcel Number

Primary APN9722-00-09000
Alternative APN
  • R189741

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,290 sqft Living Area
1st Floor Area1,032 sqft
2nd Floor Area1,138 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,084 sqft (0.209 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area136 sqft
Canopy48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28 OTTER POND PL
CitySPRING
StateTX
Zip77381-4035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS972200 - WDLNDS VIL COCHRANS CR 01, BLOCK 3, LOT 35
Legal SubdivisionWDLNDS VIL COCHRANS CR 01
Legal Block3
Legal Lot Number35
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2012
Census Tract691100

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 OTTER POND PL, SPRING, TX 77381-4035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 1994 · Amount on Record
Deed SaleJun 9, 1994 · Amount on Record
Prior SaleApr 1, 1989
Deed Document Number199432156
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28 OTTER POND PL, SPRING, TX 77381-4035
Document Number0000074545
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyNORTHSTAR TITLE, NORTH STAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address28 OTTER POND PL THE WOODLANDS TX 773814035, THE WOODLANDS, TX 77381-4035

Mortgage

Document Number0000074545
DateJul 20, 2020
Instrument74545
Lender
NameFIRST SVCS CU
AddressHOUSTON, TX 77084
Agreement
AmountAmount Recorded
Term180 Months
DueJul 19, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,290 (+3.84%) Land $60,000 Building $297,290$357,290 (-4.42%) Land $60,000 Building $297,290
2025$4,455.00 (+2.67%) Homeowner's exemption$344,076 (+1%) Land $60,000 Building $313,821$373,821 (+1.11%) Land $60,000 Building $313,821
2024$4,339.00 (+24.61%) Homeowner's exemption$312,796 (+1%) Land $60,000 Building $309,717$369,717 (+7.92%) Land $60,000 Building $309,717
2023$3,482.00 Homeowner's exemption$284,360 Land $60,000 Building $282,580$342,580 Land $60,000 Building $282,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Nearby Flood Policies53 in force
Nearby Flood Claims2 (2004–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 47
serves 24,171 people · EPA ID TX1700458
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Feb 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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