Essex County and Marblehead Town property record for 28 Orne St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,320 sqft · built 1780 |
| Lot Size | 0.157 acres (6,852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,700 (Mar 2002) |
| Tax Bill | $12,646 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0169 B:0003 L:0 |
| Primary APN | MARB M:0169 B:0003 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,320 sqft Living Area |
| Gross Area | 5,310 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1780 |
|---|---|
| Effective Year Built | Effective 1780 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,852 sqft (0.157 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 28 ORNE ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | S W & L A HOPKINS |
| Legal Block | 3 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 203302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 ORNE ST, MARBLEHEAD, MA 01945-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC |
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Nov 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2002 · Amount on Record |
| Deed Sale | Mar 1, 2002 · Amount on Record |
| Prior Sale | Sep 10, 2001 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ORNE ST, MARBLEHEAD, MA 01945-2657 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0041270-76 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 41270/76 |
| Instrument | 20221028000080 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ORNE ST, MARBLEHEAD, MA 01945-2657 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40218-257 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 40218/257 |
| Instrument | 20210827003180 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 ORNE ST, MARBLEHEAD, MA 01945-2657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39195-436 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 39195/436 |
| Instrument | 20201118003750 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,646.00 (-5.01%) | $1,477,300 (+0.42%) Land $789,600 Building $687,700 | $1,706,094 (-10.3%) |
| 2025 | $13,313.00 (+4.93%) | $1,471,100 (+3.88%) Land $789,600 Building $681,500 | $1,901,995 |
| 2024 | $12,688.00 (+8.69%) | $1,416,100 (+21.3%) Land $789,600 Building $626,500 | |
| 2023 | $11,674.00 | $1,167,400 Land $680,300 Building $487,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 individual policies |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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