28 Oriental St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 28 Oriental St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,966 sqft · built 2001
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2017)
Tax Bill	$6,989 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-23C-00021`

Property Details

APN / Parcel Number

Primary APN	`33-23C-00021`
Alternative APN	`WORC M:33 B:23C L:00021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	3,313 sqft
1st Floor Area	917 sqft
Basement Area	787 sqft
Unfinished Basement	787 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,350 sqft (0.169 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	33-23C-00021
Street Address	28 ORIENTAL ST
City	WORCESTER
State	MA
Zip	01605-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	WINTER HEIGHTS
Legal Block	23C
Legal Lot Number	21
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1013
Census Tract	730600

Owner

28 Oriental St is owned and occupied by an individual who acquired it in January 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 ORIENTAL ST, WORCESTER, MA 01605-4011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Jan 29, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance CORNERSTONE BANK
Mar 15, 2017	Quit Claim Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Prior Sale	Dec 1, 2010 · Amount on File
Deed Book / Page	56850 / 370
Last Transfer Date	Jan 24, 2020
Transfer Doc	61810-52
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	28 ORIENTAL ST, WORCESTER, MA 01605-4011
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070422-70
Date	Apr 23, 2024
Book Page	70422/70
Instrument	29162

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 29, 2020
Property Address	28 ORIENTAL ST, WORCESTER, MA 01605-4011
Document Number	61810-52
Book / Page	61810 / 52
Instrument Date	Jan 24, 2020
Instrument	9338
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ORIENTAL ST, WORCESTER, MA 01605-4011

Mortgage

Document Number	61810-56
Date	Jan 29, 2020
Book Page	61810/56
Instrument	9339

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 15, 2017
Property Address	28 ORIENTAL ST, WORCESTER, MA 01605-4011
Document Number	56850-370
Book / Page	56850 / 370
Instrument	26324
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568500374
Date	Mar 15, 2017
Instrument	56850/0374

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 28 Oriental St was $6,989, up 2.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,989.00 (+2.63%)	$526,300 (+1.94%) Land $123,500 Building $402,800	$547,828 (-2.13%)
2025	$6,810.00	$516,300 Land $117,700 Building $398,600	$559,740 (+1.67%)
2024			$550,525
2023	$6,409.00	$446,900 Land $102,300 Building $344,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Oriental St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 units insured incl. 118 condo units
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Oriental St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Verizon.

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