28 Orchard Dr, Hanover, PA 17331 Property Records

Adams County property record for 28 Orchard Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,436 sqft · built 1980
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Aug 2018)
Tax Bill	$8,170 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Aug 2022 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`04 L11-0167-000`

Property Details

APN / Parcel Number

Primary APN	`04 L11-0167-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Basement
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	28 ORCHARD DR
City	HANOVER
State	PA
Zip	17331-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	C W TEST ORCHARD ACRES
Legal Lot Number	L-0035
Jurisdiction	ADAMS PA
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2017
Census Tract	30801

Owner

28 Orchard Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS AND TRADERS TRUST CO
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Apr 16, 2008	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 17, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC
Apr 27, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 12, 2007	Deed of Trust, Mortgage CITIBANK FSB
Aug 2, 2018	Deed of Trust, Mortgage GMH MORTGAGE SERVICES LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Aug 2, 2018	Deed, Transfer GMH MORTGAGE SERVICES LLC
Mar 19, 2008	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Deed Document Number	20188540
Deed Book / Page	6405 / 289
Prior Transfer Date	Feb 28, 2008
Prior Transfer Doc	5146/196
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006354/0000000076
Date	Feb 26, 2018
Book Page	0000006354/0000000076
Instrument	000003830625

Lender

Name	MANUFACTURERS AND TRADERS TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ORCHARD DR, HANOVER, PA 17331-9069

Mortgage

Document Number	007000/768
Date	Aug 16, 2022
Book Page	7000/768

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006673/379
Date	Sep 29, 2020
Book Page	6673/379
Instrument	202000012044

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005176/255
Date	Apr 16, 2008
Book Page	5176/255
Instrument	05176_00255

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	HANOVER, PA 17331

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005788/599
Date	Jan 17, 2013
Book Page	5788/599

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	MORGANVILLE, NJ 07751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2042

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003945/194
Date	Apr 27, 2005
Book Page	3945/194
Instrument	03945_00194

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2035

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004766/285
Date	Mar 12, 2007
Book Page	4766/285
Instrument	04766_00285

Lender

Name	CITIBANK FSB
Type	Bank
Address	22090

Agreement

Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006405/0000000292
Date	Aug 2, 2018
Book Page	0000006405/0000000292
Instrument	201800008541

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6673/379
Date	Sep 29, 2020
Book Page	6673/379
Instrument	202000012044

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 2, 2018
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Document Number	006405/289
Book / Page	6405 / 289
Instrument Date	Jul 27, 2018
Instrument	201800008540
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ORCHARD DR, HANOVER, PA 17331-9069

Mortgage

Document Number	0000006405/0000000292
Date	Aug 2, 2018
Book Page	0000006405/0000000292
Instrument	201800008541

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

March 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 19, 2008
Property Address	28 ORCHARD DR, HANOVER, PA 17331-9069
Document Number	005146/196
Book / Page	5146 / 196
Map Reference	MB27 PG18
Instrument Date	Feb 28, 2008
Instrument	05146_00196
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ORCHARD DR, HANOVER, PA 17331-9069

Mortgage

Document Number	0514600200
Date	Mar 19, 2008
Instrument	05146_00200

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 28 Orchard Dr was $8,170.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Berwick Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,170.00	$358,800 Land $102,600 Building $256,200
2024	$7,358.00 (+4.32%)	$358,800 (+0.17%) Land $102,600 Building $256,200
2023	$7,053.00	$358,200 Land $102,600 Building $255,600
2010			$358,800 Land $102,600 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Orchard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Orchard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber.

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