28 Old Mill Trl, Semora, NC 27343 Property Records

Person County property record for 28 Old Mill Trl, Semora, NC 27343

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,359 sqft · built 1996
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2025)
Tax Bill	$6,952 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A24 124`

Property Details

APN / Parcel Number

Primary APN	`A24 124`
Alternative APN	`70314 301`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,359 sqft Heated Area
Gross Area	5,276 sqft
Basement Area	1,359 sqft
Finished Basement	1,359 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,289 sqft
Deck Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	70314 301
Street Address	28 OLD MILL TRL
City	SEMORA
State	NC
Zip	27343-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.93 ACRE/OAK POINTE/LT29/H&L
Legal Subdivision	OAK POINTE
Legal Lot Number	29
Jurisdiction	PERSON NC
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2012
Census Tract	920200

Owner

28 Old Mill Trl is owned by an individual who bought it in July 2025.

Source: Person County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	78 CROSS CREEK CT, TIMBERLAKE, NC 27583-9439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	2025419365
Deed Book / Page	1228 / 1
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Aug 20, 2020
Property Address	28 OLD MILL TRL, SEMORA, NC 27343-9586
Document Number	0010480017
Book / Page	1048 / 17
Map Reference	CAB 4 PG 232
Instrument Date	Aug 14, 2020
Instrument	388500
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 CONTINENTAL DR, DURHAM, NC 27712-2418

Mortgage

Document Number	388501
Date	Aug 20, 2020
Instrument	388501

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Old Mill Trl was $6,952.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,016,655 (-)	$1,016,655 (-) Land $362,216 Building $654,439
2025	$6,952.00	$1,016,655	$1,016,655 Land $362,216 Building $654,439
2023	$5,578.00	$698,469	$698,469 Land $270,816 Building $427,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Old Mill Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Old Mill Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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