28 Old Fourth Dr, Oak Ridge, NJ 07438 Property Records

Morris County and Jefferson Township property record for 28 Old Fourth Dr, Oak Ridge, NJ 07438

Property Summary

Property Type	Single Family Home
Details	1,937 sqft · built 1987
Lot Size	0.068 acres (2,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2026)
Tax Bill	$12,416 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Sale + 1 more
APN	`14-00445-01-00006-01`

Property Details

APN / Parcel Number

Primary APN	`14-00445-01-00006-01`
Alternative APNs	`14004450001000060001` `07000140`

Interior

Stories	2 Stories
Building Area	1,937 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	93 ft deep x 32 ft wide

Location & Zoning

Account Number	07000140
Street Address	28 OLD FOURTH DR
City	OAK RIDGE
State	NJ
Zip	07438-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	FAIRWAYS/BOWLING GREEN PH I&II
Legal Block	445.1
Legal Lot Number	6.1
Jurisdiction	MORRIS NJ
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1021
Census Tract	44602

Owner

Source: Morris County and Jefferson Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 OLD FOURTH DR, OAK RIDGE, NJ 07438-9518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed, Transfer · Conventional Mortgage SPENCER SAVINGS BANK
Jul 13, 2026	Special Warranty Deed, Transfer SERVICELINK
Jun 5, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Jul 13, 2026 · Amount on Record
Deed Document Number	202643331
Deed Book / Page	25179 / 1918
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 24, 2026
Property Address	28 OLD FOURTH DR, OAK RIDGE, NJ 07438-9518
Document Number	0000043331
Book / Page	25179 / 1918
Instrument Date	Jul 29, 2026
Instrument	202643331
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 OLD FOURTH DR, OAK RIDGE, NJ 07438-9518

Mortgage

Document Number	0000043332,
Date	Sep 24, 2026
Instrument	202643332

Lender

Name	SPENCER SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 13, 2026
Property Address	28 OLD FOURTH DR, OAK RIDGE, NJ 07438-9518
Document Number	0000030791
Book / Page	25138 / 617
Instrument Date	Jul 10, 2026
Instrument	202630791
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$34,037.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 OLD FOURTH DR, OAK RIDGE, NJ 07438-9518

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 5, 2018
Property Address	28 OLD FOURTH DR, OAK RIDGE, NJ 07438-9518
Document Number	0233551222
Book / Page	023355 / 001222
Instrument Date	Mar 23, 2018
Instrument	30681
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 OLD FOURTH DR OAK RIDGE NJ 074389518, OAK RIDGE, NJ 07438-9518

Mortgage

Document Number	233551228
Date	Jun 5, 2018
Book Page	023355/001228
Instrument	30682

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Jefferson Township
Unified School District	Jefferson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (-) Land $161,000 Building $239,000	$400,000 (-) Land $161,000 Building $239,000
2025	$12,416.00 (+3.4%)	$400,000 (+3.17%) Land $161,000 Building $239,000	$400,000 (+3.17%) Land $161,000 Building $239,000
2024	$12,008.00 (+8.68%)
2023		$387,700 (-) Land $161,000 Building $226,700	$387,700 (-) Land $161,000 Building $226,700
2022	$11,049.00 (+2%)	$387,700 Land $161,000 Building $226,700	$387,700 Land $161,000 Building $226,700
2021	$10,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2000–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON TWP W U MILTON SYS serves 4,500 people · EPA ID NJ1414003
Water Source	Groundwater
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Planet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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