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28 Ocean Ter W, Ormond Beach, FL 32176 Property Records

Volusia County property record for 28 Ocean Ter W, Ormond Beach, FL 32176 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,100 sqft Living Area
Lot Size13,400 sqft (0.308 acres)
OccupancyOwner Occupied
Last Sale$529,500 (2021)
Tax Bill$5,607.00 (2025)

Property Details

APN / Parcel Number

Primary APN4210-08-00-0040
Alternative APNs
  • 32141008000040
  • 10143208000040
  • 3035283.0
  • 3035283

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,100 sqft Living Area
Gross Area2,709 sqft Gross Area
1st Floor1,740 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,400 sqft (0.308 acres)
Depth X Width134 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area609 sqft Garage
Porch Area400 sqft Porch
Storage Building140 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3035283
Street Address28 OCEAN TER W
CityORMOND BEACH
StateFL
Zip32176-4733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description10-14-32 LOT 4 OCEAN TERRACE 2ND ADD MB 26 PG 65 PER OR 4473 PG 1221 PER OR 5599 PG 0301 PER OR 6522 PG 3590 PER OR 6654 PGS 0843-0844 PER OR 8167 PG 0735
Legal Range32E
Legal Township14S
Legal Section10
Legal SubdivisionOCEAN TERRACE 2ND ADD
Legal Tract08
Legal Lot Number4
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup2
Census Block2028
Census Tract80400

Owner

Source: Volusia County records · APN 4210-08-00-0040

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address28 OCEAN TER W, ORMOND BEACH, FL 32176-4733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUST BANK
Dec 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2021 · Amount on Record
Deed SaleDec 07, 2021 · Amount on Record
Prior SaleOct 06, 2010 · Amount on Record
Deed Doc Number2021291668
Deed Book / Page8167 / 735
Prior Transfer DateNov 04, 2011
Prior Transfer Doc0066540843
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateJun 19, 2026
Property Address28 OCEAN TER W, ORMOND BEACH, FL 32176-4733
Document Number0000111694
Book / Page8868 / 4366
Instrument DateJun 12, 2026
Instrument2026111694
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111694,
DateJun 19, 2026
Book Page8868/4366
Instrument2026111694
Lender
NameTRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address28 OCEAN TER W, ORMOND BEACH, FL 32176-4733
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OCEAN TER W, ORMOND BEACH, FL 32176-4733

Mortgage

Document Number0085002588
DateDec 27, 2023
Book Page8500/2588
Instrument2023262837
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2039

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$413,524 (+0.98%) Land $174,070 Building $239,454$413,524 (+0.98%) Land $174,070 Building $239,454
2025$5,607.00 (-9.43%) Homeowner's exemption Senior Citizen's exemption$409,512 (-8.01%) Land $174,070 Building $235,442$409,512 (-8.01%) Land $174,070 Building $235,442
2023$6,191.00 (-5.29%) Senior Citizen's exemption$445,173 (+1.03%) Land $174,070 Building $271,103$445,173 (+1.03%) Land $174,070 Building $271,103
2022$6,537.00 Homeowner's exemption$440,625 Land $139,050 Building $301,575$440,625 Land $139,050 Building $301,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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