St. Johns County property record for 28 Ocean Pines Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,204 sqft · built 1987 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $476,500 (Dec 2017) |
| Tax Bill | $535 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 164171-0100 |
| Primary APN | 164171-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,859 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 276 sqft |
| Deck Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28 OCEAN PINES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 13/73-74 SEA OAKS LOT 10 BLK 1 OR4473/534 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | SEA OAKS |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21409 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 6, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Dec 7, 2017 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on Record |
| Deed Sale | Dec 7, 2017 · Amount on Record |
| Prior Sale | May 25, 2012 · Amount on Record |
| Deed Document Number | 201782774 |
| Deed Book / Page | 4473 / 534 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Document Number | 0057450720 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 5745/720 |
| Instrument | 2023030818 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Document Number | 0049200864 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 OCEAN PINES DR ST AUGUSTINE FL 320806382, ST AUGUSTINE, FL 32080-6382 |
| Document Number | 0049200864 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 004920/000864 |
| Instrument | 28309 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 7, 2017 |
| Property Address | 28 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Document Number | 0044730534 |
| Book / Page | 4473 / 0534 |
| Map Reference | MB13 PG73&74 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 2017082774 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 MIDWAY PARK DR, 111, SAINT AUGUSTINE, FL 32084-6624 |
| Name | Verified Name |
|---|---|
| Address | 28 OCEAN PINES DR, SAINT AUGUSTINE, FL 32080-6382 |
| Document Number | 2017082775 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 2017082775 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,328 (+2.7%) | $712,060 (-4.81%) Land $300,000 Building $412,060 | |
| 2025 | $535.00 Disabled Person's exemption Veteran's exemption | $417,067 (+2.9%) | $748,041 (+10.18%) Land $300,000 Building $448,041 |
| 2024 | $535.00 (+59.7%) Disabled Person's exemption Veteran's exemption | $405,313 (+3%) | $678,906 (+0.78%) Land $225,000 Building $453,906 |
| 2023 | $335.00 (-94.14%) Disabled Person's exemption Veteran's exemption | $393,508 (+3%) | $673,635 (+15.7%) Land $225,000 Building $448,635 |
| 2022 | $5,720.00 Homeowner's exemption | $382,047 | $582,210 Land $190,400 Building $391,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 232 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 362 units insured incl. 130 condo units |
| Nearby Flood Claims | 11 (2016–2024) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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