St. Johns County property record for 28 Ocean Ave, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,401 sqft Living Area |
| Lot Size | 13,503 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2007) |
| Tax Bill | $5,661.00 (2025) |
| Primary APN | 190870-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,401 sqft Living Area |
| 1st Floor | 2,401 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Flat Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 13,503 sqft (0.31 acres) |
| Depth X Width | 140 ft x 94 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 432 sqft Garage |
| Deck Area | 180 sqft Deck |
| Porch Area | 376 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 28 OCEAN AVE |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32084-2813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY OF ST AUGUSTINE WILLIAMS ADDN E1/2 OF LOT 9 & ALL OF LOT 10 BLK A OR3012/23 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 07 |
| Legal Subdivision | WILLIAMS ADDITION |
| Legal Block | A |
| Legal Lot Number | 9,10 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 190870-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 OCEAN AVE, SAINT AUGUSTINE, FL 32084-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC |
| Nov 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2007 · Amount on Record |
| Deed Sale | Nov 28, 2007 · Amount on Record |
| Prior Sale | Oct 13, 2005 · Amount on Record |
| Deed Doc Number | 200778398 |
| Deed Book / Page | 3012 / 23 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 OCEAN AVE, SAINT AUGUSTINE, FL 32084-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 28 OCEAN AVE, ST AUGUSTINE, FL 32084-2813 |
| Document Number | 0058971765 |
|---|---|
| Date | Feb 08, 2024 |
| Book Page | 5897/1765 |
| Instrument | 2024009983 |
| Name | GRIFFIN FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 28 OCEAN AVE, SAINT AUGUSTINE, FL 32084-2813 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28 OCEAN AVE, ST AUGUSTINE, FL 32084-2813 |
| Document Number | 0056590857 |
|---|---|
| Date | Nov 03, 2022 |
| Book Page | 5659/857 |
| Instrument | 2022101848 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,993 (+2.7%) | $1,011,576 (+0.74%) Land $444,150 Building $567,426 | |
| 2025 | $5,661.00 (+7.85%) Homeowner's exemption | $322,291 (+2.9%) | $1,004,168 (+2.65%) Land $444,150 Building $560,018 |
| 2024 | $5,249.00 (+2.52%) Homeowner's exemption | $313,208 (+3%) | $978,245 (+20.85%) Land $444,150 Building $534,095 |
| 2023 | $5,120.00 (+3.25%) Homeowner's exemption | $304,085 (+3%) | $809,466 (+5.82%) Land $376,000 Building $433,466 |
| 2022 | $4,959.00 Homeowner's exemption | $295,228 | $764,916 Land $315,840 Building $449,076 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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