28 Ocean Ave, Biddeford Pool, ME 04006 Property Records

York County and Biddeford City property record for 28 Ocean Ave, Biddeford Pool, ME 04006

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,135 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$2,125,000 (Nov 2025)
Tax Bill	$20,513 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:60 L:19`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:60 L:19`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,135 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	700 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	28 OCEAN AVE
City	BIDDEFORD POOL
State	ME
Zip	04006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Lot Number	19
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1013
Census Tract	25400

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28 OCEAN AVE, BIDDEFORD, ME 04005
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit M & T BANK
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Nov 18, 2025	Warranty Deed, Transfer
Nov 14, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Oct 30, 2025	Correction Deed
Apr 3, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Book / Page	19787 / 850
Prior Transfer Date	Mar 23, 2019
Prior Transfer Doc	0197740521
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	28 OCEAN AVE, BIDDEFORD POOL, ME 04006
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192680465
Date	Jul 6, 2023
Book Page	19268/465
Instrument	2023018702

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	28 OCEAN AVE, BIDDEFORD POOL, ME 04006
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197810449
Date	Nov 7, 2025
Book Page	19781/449
Instrument	2025040764

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	28 OCEAN AVE, BIDDEFORD POOL, ME 04006
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196300427
Date	Apr 1, 2025
Book Page	19630/427
Instrument	2025009783

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	169 Months
Due	May 1, 2039

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 18, 2025
Property Address	28 OCEAN AVE, BIDDEFORD POOL, ME 04006
Document Number	0197870850
Book / Page	19787 / 850
Instrument Date	Nov 17, 2025
Instrument	2025042038
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	28 OCEAN AVE, BIDDEFORD, ME 04005
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180980203
Date	Nov 14, 2019
Book Page	18098/203
Instrument	2019048923

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 30, 2025
Property Address	28 OCEAN AVE, BIDDEFORD POOL, ME 04006
Document Number	0197740521
Book / Page	19774 / 521
Instrument Date	Mar 23, 2019
Instrument	2025039467
Record Updated	Feb 19, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 OCEAN AVE, BIDDEFORD POOL, ME 04006

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 3, 2019
Property Address	28 OCEAN AVE, BIDDEFORD, ME 04005
Document Number	0179220886
Book / Page	17922 / 886
Instrument Date	Mar 21, 2019
Instrument	2019011485
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 OCEANVIEW DR, BIDDEFORD, ME 04005-9554

Mortgage

Document Number	2019011486
Date	Apr 3, 2019
Instrument	2019011486

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,513.00 (+5.3%)	$1,373,000 (+0.23%) Land $1,210,000 Building $163,000
2024	$19,480.00 (+8.61%)	$1,369,900 (+0.2%) Land $1,210,000 Building $159,900
2023	$17,936.00 (+7.85%)	$1,367,100 (+34.9%) Land $1,207,200 Building $159,900
2022	$16,630.00	$1,013,400 Land $870,400 Building $143,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	168 (1978–2024)
Claims Outside the SFHA	36 of 168
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms And Flooding, Jan 2024 · 51 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 18 claims Coastal Storm, Nov 1991 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ocean Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures