Charles County property record for 28 Oakside Ln, Indian Head, MD 20640
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,220 sqft · built 1990 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2023) |
| Tax Bill | $6,946 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-050399 |
| Primary APN | 07-050399 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 050399 |
|---|---|
| Street Address | 28 OAKSIDE LN |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-2039 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM |
| Legal Description | L-104 BLDG 20 PL3 TH RIVERSIDE RUN SUB TOWN OF INDIAN HEAD |
| Legal Subdivision | TOWN OF INDIAN HEAD |
| Legal Block | 3 |
| Legal Lot Number | 104 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 850202 |
28 Oakside Ln, a townhouse, is owned and occupied by an individual who bought it in May 2023.
Source: Charles County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 OAKSIDE LN, INDIAN HEAD, MD 20640-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SERVICING INC |
| Jul 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK |
| May 24, 2023 | Special Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Prior Sale | Sep 6, 1990 · Amount on File |
| Deed Book / Page | 12942 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 28 OAKSIDE LN, INDIAN HEAD, MD 20640-2039 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 28 OAKSIDE LN, INDIAN HEAD, MD 20640-2039 |
| Document Number | 0132600068 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 13260/68 |
| Name | MORTGAGE SERVICING INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 28 OAKSIDE LN, INDIAN HEAD, MD 20640-2039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | CAPITOL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0130040178 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 13004/178 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, NJ 08701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 24, 2023 |
| Property Address | 28 OAKSIDE LN, INDIAN HEAD, MD 20640-2039 |
| Document Number | 0129420385 |
| Book / Page | 12942 / 385 |
| Map Reference | MB DGB 40 FO 182 |
| Instrument Date | May 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 INDUSTRIAL PARK DR, WALDORF, MD 20602-2728 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 28 OAKSIDE LN, INDIAN HEAD, MD 20640-2039 |
| Document Number | 0129420393 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 12942/393 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 28 Oakside Ln was $6,946.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,567 | $297,900 Land $100,000 Building $197,900 | |
| 2025 | $6,946.00 | ||
| 2023 | $2,783.00 | $174,700 | $208,900 Land $95,000 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Oakside Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Oakside Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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