Wyoming County property record for 28 Oak St, Nicholson, PA 18446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,382 (2026) |
| Deeds & Mortgages | Feb 2019 Refinance Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1-2-33 |
| Primary APN | 16-1-2-33 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|---|
| Storage Building | Storage Building |
| Account Number | 00008472 |
|---|---|
| Street Address | 28 OAK ST |
| City | NICHOLSON |
| State | PA |
| Zip | 18446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H-G |
| Jurisdiction | WYOMING PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 400300 |
28 Oak St is owned and occupied by an individual.
Source: Wyoming County records, as of June 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 OAK ST, NICHOLSON, PA 18446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC |
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 28 OAK ST, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190290 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 2019-0290 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 28 OAK ST, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190290 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 2019-0290 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
The 2026 property tax bill for 28 Oak St was $2,382, down 9% from the year before.
Source: Wyoming County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Wyoming County |
| Municipality | Nicholson Borough |
| Unified School District | Lackawanna Trail School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,382.00 (-9%) | $17,570 Land $1,650 Building $15,920 | $35,140 Land $3,300 Building $31,840 |
| 2025 | $23,826.00 (+1,184.42%) | ||
| 2024 | $1,855.00 (+0.38%) | $13,800 (-) Land $1,600 Building $12,200 | |
| 2023 | $1,848.00 | $13,800 Land $1,600 Building $12,200 | |
| 1988 | $35,140 Land $3,300 Building $31,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Oak St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1979–2018) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLSON BORO AUTH serves 789 people · EPA ID PA2660011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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