28 Oak St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 28 Oak St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 900 sqft · built 2008
Lot Size0.208 acres (9,064 sqft)
Owner2 Individual Names on File
Last Sale$771,000 (Jul 2018)
Tax Bill$13,006 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:1320002100280

Property Details

APN / Parcel Number

Primary APNM:1320002100280
Alternative APN
  • NEED M:132.0 B:0021 L:0028.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area900 sqft Living Area
Gross Area2,700 sqft
1st Floor Area2,700 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area9,064 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 OAK ST
CityNEEDHAM
StateMA
Zip02492-2402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block21
Legal Lot Number28.0
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group4
Census Block4010
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:1320002100280

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 OAK ST, NEEDHAM, MA 02492-2402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2017Deed of Trust, Mortgage · Line of Credit
WINCHESTER COOPERATIVE BANK
Jul 13, 2018Quit Claim Deed, Transfer
EAST WEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Prior SaleApr 11, 2008 · Amount on Record
Deed Book / Page36134 / 596
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address28 OAK ST, NEEDHAM, MA 02492-2402
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35394-453
DateAug 28, 2017
Book Page35394/453
Instrument80651
Lender
NameWINCHESTER COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJul 13, 2018
Property Address28 OAK ST, NEEDHAM, MA 02492-2402
Document Number36134-596
Book / Page36134 / 596
Instrument59389
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$70.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OAK ST, NEEDHAM, MA 02492-2402

Mortgage

Document Number361350001
DateJul 13, 2018
Instrument36135/0001
Lender
NameEAST WEST BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 13, 2048
Interest
Rate4.5%
Max Rate At Change80.1%
Max Rate3.25%

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,006.00 (+31.39%)$1,227,000 (+61.64%) Building $1,227,000$1,068,085 (-3.26%)
2024$1,104,090
2023$9,899.00$759,100 Building $759,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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