28 Oak St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 28 Oak St, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,258 sqft · built 1960
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jan 2022)
Tax Bill$5,249 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192400 101.14-1-30

Property Details

APN / Parcel Number

Primary APN192400 101.14-1-30
Alternative APN
  • 240010101400010300000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area1,258 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area56,628 sqft (1.3 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area84 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 OAK ST
CityCAIRO
StateNY
Zip12413-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description872/110
Legal Block1
Legal Lot Number30.000
JurisdictionGREENE NY
Township / Civil DivisionCAIRO
Census Block Group3
Census Block3021
Census Tract80502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Susquehannah Turnpike
listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 OAK ST, CAIRO, NY 12413-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Prior SaleNov 25, 2009 · Amount on Record
Deed Document Number2022292
Prior Transfer DateSep 12, 2007
Prior Transfer Doc1265000222
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionGREENE NY
Recording DateJan 26, 2022
Property Address28 OAK ST, CAIRO, NY 12413-3228
Document Number00D2022292
Instrument DateJan 13, 2022
InstrumentD2022-292
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address89 BIRCH ST APT 3, 3, CAIRO, NY 12413-3287

Mortgage

Document Number00M2022256
DateJan 26, 2022
InstrumentM2022-256
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCairo Town
Unified School DistrictCairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,249.00$117,500 (-) Land $18,900 Building $98,600$335,700 (+16.28%) Land $53,998 Building $281,702
2023$117,500 Land $18,900 Building $98,600$288,698 Land $46,437 Building $242,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1980–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable
5,000 / 5,000

May also be available: Verizon.

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