28 Oak Ledge Ln, Wilton, CT 06897 Property Records

Wilton Town property record for 28 Oak Ledge Ln, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,840 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Jan 2019)
Tax Bill	$14,114 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0086 B:043 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0086 B:043 L:00`
Alternative APN	`20`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	20
Street Address	28 OAK LEDGE LN
City	WILTON
State	CT
Zip	06897-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	43
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2007
Census Tract	45200

Owner

28 Oak Ledge Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 OAK LEDGE LN, WILTON, CT 06897-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Balloon Mortgage ONE AMERICAN MORTGAGE
Dec 4, 2020	Deed of Trust, Mortgage · Balloon Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 30, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Prior Sale	May 14, 1998 · Amount on File
Deed Book / Page	2494 / 83
Transfer Doc	2120-39
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	28 OAK LEDGE LN, WILTON, CT 06897-3404
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2528-314
Date	Mar 8, 2021
Book Page	2528/314

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	28 OAK LEDGE LN, WILTON, CT 06897-3404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2522-244
Date	Dec 4, 2020
Book Page	2522/244

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Jan 30, 2019
Property Address	28 OAK LEDGE LN, WILTON, CT 06897-3404
Document Number	2494-83
Book / Page	002494 / 000083
Instrument Date	Jan 14, 2019
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 HOPE ST #7 STAMFORD CT 069072713, 7, STAMFORD, CT 06907-2713

Mortgage

Document Number	2494-86
Date	Jan 30, 2019
Book Page	002494/000086

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	28 OAK LEDGE LN, WILTON, CT 06897-3404
Document Number	2465-276
Book / Page	002465 / 000276
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2465-276
Date	Jan 12, 2017
Book Page	002465/000276

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 28 Oak Ledge Ln was $14,114, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,114.00 (+2.68%)	$563,150 (-) Land $292,110 Building $271,040	$1,184,629 (+200.51%)
2025	$13,746.00	$563,150 Land $292,110 Building $271,040	$394,205 Land $204,477 Building $189,728
2024	$13,746.00 (+21.92%)
2023	$11,275.00 (+3.65%)	$385,350 (-) Land $279,300 Building $106,050
2022	$10,878.00	$385,350 Land $279,300 Building $106,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Oak Ledge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Oak Ledge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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