Lancaster County property record for 28 Oak Dr, Lancaster, PA 17601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,866 sqft · built 1957 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,000 (Sep 2020) |
| Tax Bill | $4,047 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-12828-0-0000 |
| Primary APN | 390-12828-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,306 sqft |
| Basement Area | 1,306 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 746 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 206 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 28 OAK DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17601-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 28 OAK DR |
| Legal Subdivision | VILLAGE |
| Legal Lot Number | 13 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MANHEIM |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 11901 |
28 Oak Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 OAK DR, LANCASTER, PA 17601-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UNION COMMUNITY BANK |
| Sep 28, 2020 | Deed, Transfer · Conventional Mortgage PENNSYLVANIA EQUITY RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | Oct 19, 2016 · Amount on File |
| Deed Document Number | 20206548940 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 0006548940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 28 OAK DR, LANCASTER, PA 17601-3339 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006400466 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 6400466 |
| Name | UNION COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 28, 2020 |
| Property Address | 28 OAK DR, LANCASTER, PA 17601-3339 |
| Document Number | 0006548940 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 6548940 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | LANDMARK ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 OAK DR, LANCASTER, PA 17601-3339 |
| Document Number | 0006548941 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 6548941 |
| Name | PENNSYLVANIA EQUITY RESOURCES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 28 Oak Dr was $4,047 with a homeowner's exemption, up 2.6% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Manheim Township |
| Unified School District | Manheim Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,400 Land $56,700 Building $125,700 | $182,400 Land $56,700 Building $125,700 | |
| 2025 | $4,047.00 (+2.56%) | ||
| 2024 | $3,946.00 | $182,400 Land $56,700 Building $125,700 | |
| 2018 | $182,400 Land $56,700 Building $125,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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