28 Oak Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 28 Oak Ave, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage2,005 sqft Living Area
Lot Size10,625 sqft (0.243 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2022)
Tax Bill$5,599.00 (2025)

Property Details

APN / Parcel Number

Primary APN4220-02-04-0260
Alternative APNs
  • 32142002040260
  • 3067002.0
  • 3067002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,005 sqft Living Area
1st Floor2,005 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area10,625 sqft (0.243 acres)
Depth X Width125 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area483 sqft Garage

Exterior Amenities

Pool Area338 sqft Pool
Patio Area561 sqft Patio
PorchEnclosed Porch
Porch Area722 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3067002.0
Old Parcel Number32142002040260
Street Address28 OAK AVE
CityORMOND BEACH
StateFL
Zip32174-5937
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 15 FT OF LOT 25 & ALL LOT 26 & N 20 FT OF LOT 27 BLK 4 DAYTONA OAK RIDGE MB 10 PG 143 PER OR 3895 PG 1899 PER OR 7961 PG
Legal Range32E
Legal Township14S
Legal Section20
Legal SubdivisionDAYTONA
Legal Tract2
Legal Block4
Legal Lot Number25-27
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1006
Census Tract80805

Owner

Source: Volusia County records · APN 4220-02-04-0260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address28 OAK AVE, ORMOND BEACH, FL 32174-5937
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 31, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Dec 22, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2022 · Amount on Record
Deed SaleApr 06, 2022 · Amount on Record
Prior SaleDec 22, 2020 · Amount on Record
Deed Doc Number2022081301
Deed Book / Page8233 / 1887
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 06, 2022
Property Address28 OAK AVE, ORMOND BEACH, FL 32174-5937
Document Number0082331887
Book / Page8233 / 1887
Map ReferenceMB 10 PG 143
Instrument DateApr 05, 2022
Instrument2022081301
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1404 GLENEAGLES CIR, 1404, ROCKLEDGE, FL 32955-2517

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 ROCKWOOD AVE, BAR HARBOR, ME 04609-1015

Mortgage

Document Number0082331889
DateApr 06, 2022
Instrument8233/1889
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address28 OAK AVE, ORMOND BEACH, FL 32174-5937
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077273736
DateJul 31, 2019
Book Page7727/3736
Instrument2019-150523
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 13, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 22, 2020
Property Address28 OAK AVE, ORMOND BEACH, FL 32174-5937
Document Number0079610536
Book / Page7961 / 536
Map ReferenceMB 10 PG 143
Instrument DateDec 21, 2020
Instrument2020-248301
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyTRUST TITLE OF CTRL FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address38 FLEETWOOD DR, 38, PALM COAST, FL 32137-8458

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OAK AVE, ORMOND BEACH, FL 32174-5937

Mortgage

Document Number0007961538
DateDec 22, 2020
Instrument7961/538
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,599.00 (+2.55%) Homeowner's exemption$357,354 (+6.86%) Land $63,750 Building $293,604$357,354 (+6.86%) Land $63,750 Building $293,604
2023$5,460.00 (+22.2%)$334,407 (+16.03%) Land $63,750 Building $270,657$334,407 (+16.03%) Land $63,750 Building $270,657
2022$4,468.00$288,196 Land $63,750 Building $224,446$288,196 Land $63,750 Building $224,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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